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At today's rate and a 90% mortgage, the deposit on this unit is about HK$434K, with repayments around HK$18,937/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$434K · loan HK$3.91M · min. income ≈ HK$37,874/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$65,123 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Sha Tin Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 34 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 32 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- C
- Saleable Area
- 310 Saleable ft²
- Gross Area
- 385 ft²
- Efficiency
- 81%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-06-01 | HK$5.75M | +42.0% 6.5y · 6.0%/yr |
| 2015-12-22 | HK$4.05M | +84.9% 5.1y · 17.0%/yr |
| 2010-11-19 | HK$2.19M | +30.4% |
| 2008-04-02 | HK$1.68M | +43.6% |
| 2005-12-06 | HK$1.17M | −2.5% |
| 2005-07-26 | HK$1.20M | +17.6% |
| 2004-03-03 | HK$1.02M | +0.0% |
| 2001-12-12 | HK$1.02M | −36.2% |
| 1998-03-07 | HK$1.60M | — |