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At today's rate and a 90% mortgage, the deposit on this unit is about HK$434K, with repayments around HK$18,952/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$434K · loan HK$3.91M · min. income ≈ HK$37,904/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$65,176 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Sha Tin Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 34 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 32 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- B
- Saleable Area
- 297 Saleable ft²
- Gross Area
- 371 ft²
- Efficiency
- 80%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-07-23 | HK$5.65M | +8.0% 1.4y · 6.0%/yr |
| 2019-02-26 | HK$5.23M | +19.4% 2.3y · 8.0%/yr |
| 2016-12-05 | HK$4.38M | +35.6% 3.8y · 9.0%/yr |
| 2013-01-28 | HK$3.23M | +158.4% |
| 2006-09-28 | HK$1.25M | +66.7% |
| 2003-02-05 | HK$750K | — |