▼ 0.50% · 3.625%
HK$19,371
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$19,973
−HK$612/mo
Today · 4.125%
HK$20,585
baseline
▲ 0.50% · 4.625%
HK$21,838
+HK$1,253/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$41,170/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$254,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,550
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$22,128
−HK$586/mo
Today · 4.125%
HK$22,714
baseline
▲ 0.50% · 4.625%
HK$23,911
+HK$1,197/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$45,428/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$254,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,308
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,971
−HK$673/mo
Today · 4.125%
HK$22,644
baseline
▲ 0.50% · 4.625%
HK$24,022
+HK$1,378/mo
Deposit HK$3.82M · loan HK$4.67M · min. income ≈ HK$45,288/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$254,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,705
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,340
−HK$645/mo
Today · 4.125%
HK$24,985
baseline
▲ 0.50% · 4.625%
HK$26,302
+HK$1,317/mo
Deposit HK$3.82M · loan HK$4.67M · min. income ≈ HK$49,970/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$254,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,245
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$23,968
−HK$735/mo
Today · 4.125%
HK$24,703
baseline
▲ 0.50% · 4.625%
HK$26,206
+HK$1,503/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$49,406/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,860
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$26,553
−HK$704/mo
Today · 4.125%
HK$27,257
baseline
▲ 0.50% · 4.625%
HK$28,694
+HK$1,437/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$54,514/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,182
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,965
−HK$796/mo
Today · 4.125%
HK$26,761
baseline
▲ 0.50% · 4.625%
HK$28,389
+HK$1,628/mo
Deposit HK$2.97M · loan HK$5.52M · min. income ≈ HK$53,522/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$254,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,015
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$28,766
−HK$762/mo
Today · 4.125%
HK$29,528
baseline
▲ 0.50% · 4.625%
HK$31,085
+HK$1,557/mo
Deposit HK$2.97M · loan HK$5.52M · min. income ≈ HK$59,056/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$254,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,119
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$27,963
−HK$857/mo
Today · 4.125%
HK$28,820
baseline
▲ 0.50% · 4.625%
HK$30,573
+HK$1,753/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$57,640/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,170
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$30,979
−HK$821/mo
Today · 4.125%
HK$31,800
baseline
▲ 0.50% · 4.625%
HK$33,476
+HK$1,676/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$63,600/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,056
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$29,960
−HK$918/mo
Today · 4.125%
HK$30,878
baseline
▲ 0.50% · 4.625%
HK$32,757
+HK$1,879/mo
Deposit HK$2.12M · loan HK$6.37M · min. income ≈ HK$61,756/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$254,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,325
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,192
−HK$879/mo
Today · 4.125%
HK$34,071
baseline
▲ 0.50% · 4.625%
HK$35,867
+HK$1,796/mo
Deposit HK$2.12M · loan HK$6.37M · min. income ≈ HK$68,142/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$254,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,993
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,957
−HK$980/mo
Today · 4.125%
HK$32,937
baseline
▲ 0.50% · 4.625%
HK$34,941
+HK$2,004/mo
Deposit HK$1.70M · loan HK$6.80M · min. income ≈ HK$65,874/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,480
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,404
−HK$938/mo
Today · 4.125%
HK$36,342
baseline
▲ 0.50% · 4.625%
HK$38,258
+HK$1,916/mo
Deposit HK$1.70M · loan HK$6.80M · min. income ≈ HK$72,684/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,930
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$33,955
−HK$1,040/mo
Today · 4.125%
HK$34,995
baseline
▲ 0.50% · 4.625%
HK$37,125
+HK$2,130/mo
Deposit HK$1.27M · loan HK$7.22M · min. income ≈ HK$69,990/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,635
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,617
−HK$997/mo
Today · 4.125%
HK$38,614
baseline
▲ 0.50% · 4.625%
HK$40,649
+HK$2,035/mo
Deposit HK$1.27M · loan HK$7.22M · min. income ≈ HK$77,228/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,867
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$35,952
−HK$1,102/mo
Today · 4.125%
HK$37,054
baseline
▲ 0.50% · 4.625%
HK$39,308
+HK$2,254/mo
Deposit HK$849K · loan HK$7.65M · min. income ≈ HK$74,108/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,790
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,830
−HK$1,055/mo
Today · 4.125%
HK$40,885
baseline
▲ 0.50% · 4.625%
HK$43,040
+HK$2,155/mo
Deposit HK$849K · loan HK$7.65M · min. income ≈ HK$81,770/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,850 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).