▼ 0.50% · 3.625%
HK$19,875
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$20,493
−HK$628/mo
Today · 4.125%
HK$21,121
baseline
▲ 0.50% · 4.625%
HK$22,407
+HK$1,286/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$42,242/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,111
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$22,704
−HK$601/mo
Today · 4.125%
HK$23,305
baseline
▲ 0.50% · 4.625%
HK$24,534
+HK$1,229/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$46,610/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,863
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$22,543
−HK$691/mo
Today · 4.125%
HK$23,234
baseline
▲ 0.50% · 4.625%
HK$24,647
+HK$1,413/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$46,468/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,322
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$24,974
−HK$662/mo
Today · 4.125%
HK$25,636
baseline
▲ 0.50% · 4.625%
HK$26,987
+HK$1,351/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$51,272/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,850
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$24,592
−HK$754/mo
Today · 4.125%
HK$25,346
baseline
▲ 0.50% · 4.625%
HK$26,888
+HK$1,542/mo
Deposit HK$3.49M · loan HK$5.23M · min. income ≈ HK$50,692/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,533
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$27,245
−HK$721/mo
Today · 4.125%
HK$27,966
baseline
▲ 0.50% · 4.625%
HK$29,441
+HK$1,475/mo
Deposit HK$3.49M · loan HK$5.23M · min. income ≈ HK$55,932/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,838
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,641
−HK$817/mo
Today · 4.125%
HK$27,458
baseline
▲ 0.50% · 4.625%
HK$29,129
+HK$1,671/mo
Deposit HK$3.05M · loan HK$5.67M · min. income ≈ HK$54,916/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,744
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$29,515
−HK$782/mo
Today · 4.125%
HK$30,297
baseline
▲ 0.50% · 4.625%
HK$31,894
+HK$1,597/mo
Deposit HK$3.05M · loan HK$5.67M · min. income ≈ HK$60,594/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,825
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,691
−HK$879/mo
Today · 4.125%
HK$29,570
baseline
▲ 0.50% · 4.625%
HK$31,369
+HK$1,799/mo
Deposit HK$2.61M · loan HK$6.10M · min. income ≈ HK$59,140/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,955
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,785
−HK$843/mo
Today · 4.125%
HK$32,628
baseline
▲ 0.50% · 4.625%
HK$34,347
+HK$1,719/mo
Deposit HK$2.61M · loan HK$6.10M · min. income ≈ HK$65,256/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,813
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,740
−HK$942/mo
Today · 4.125%
HK$31,682
baseline
▲ 0.50% · 4.625%
HK$33,610
+HK$1,928/mo
Deposit HK$2.18M · loan HK$6.54M · min. income ≈ HK$63,364/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,166
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,056
−HK$902/mo
Today · 4.125%
HK$34,958
baseline
▲ 0.50% · 4.625%
HK$36,801
+HK$1,843/mo
Deposit HK$2.18M · loan HK$6.54M · min. income ≈ HK$69,916/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,800
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$32,789
−HK$1,005/mo
Today · 4.125%
HK$33,794
baseline
▲ 0.50% · 4.625%
HK$35,851
+HK$2,057/mo
Deposit HK$1.74M · loan HK$6.97M · min. income ≈ HK$67,588/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,377
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,326
−HK$963/mo
Today · 4.125%
HK$37,289
baseline
▲ 0.50% · 4.625%
HK$39,254
+HK$1,965/mo
Deposit HK$1.74M · loan HK$6.97M · min. income ≈ HK$74,578/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,788
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,839
−HK$1,067/mo
Today · 4.125%
HK$35,906
baseline
▲ 0.50% · 4.625%
HK$38,091
+HK$2,185/mo
Deposit HK$1.31M · loan HK$7.41M · min. income ≈ HK$71,812/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,588
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,596
−HK$1,023/mo
Today · 4.125%
HK$39,619
baseline
▲ 0.50% · 4.625%
HK$41,708
+HK$2,089/mo
Deposit HK$1.31M · loan HK$7.41M · min. income ≈ HK$79,238/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,775
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$36,888
−HK$1,131/mo
Today · 4.125%
HK$38,019
baseline
▲ 0.50% · 4.625%
HK$40,332
+HK$2,313/mo
Deposit HK$872K · loan HK$7.84M · min. income ≈ HK$76,038/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,799
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$40,867
−HK$1,083/mo
Today · 4.125%
HK$41,950
baseline
▲ 0.50% · 4.625%
HK$44,161
+HK$2,211/mo
Deposit HK$872K · loan HK$7.84M · min. income ≈ HK$83,900/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,485 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).