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At today's rate and a 90% mortgage, the deposit on this unit is about HK$452K, with repayments around HK$19,720/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$452K · loan HK$4.07M · min. income ≈ HK$39,440/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$69,601 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Sha Tin Station Station.
Family-friendly — 31 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 35 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 24/F
- Flat
- G
- Saleable Area
- 297 Saleable ft²
- Gross Area
- 404 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-11-26 | HK$6.10M | +27.1% 3.5y · 8.0%/yr |
| 2018-05-31 | HK$4.80M | +174.3% 9.0y · 19.0%/yr |
| 2009-06-04 | HK$1.75M | +218.2% |
| 2002-07-20 | HK$550K | −71.1% |
| 1996-11-20 | HK$1.90M | +52.0% |
| 1996-04-09 | HK$1.25M | — |