Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$471K, with repayments around HK$20,527/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$471K · loan HK$4.24M · min. income ≈ HK$41,054/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$88,106 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Sha Tin Station Station.
Family-friendly — 31 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 35 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 29/F
- Flat
- G
- Saleable Area
- 297 Saleable ft²
- Gross Area
- 404 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-03-19 | HK$5.35M | +28.5% 3.1y · 9.0%/yr |
| 2017-02-07 | HK$4.16M | +26.9% 4.1y · 7.0%/yr |
| 2012-12-31 | HK$3.28M | +95.2% |
| 2009-05-14 | HK$1.68M | +20.0% |
| 2006-05-27 | HK$1.40M | — |