▼ 0.50% · 3.625%
HK$20,404
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$21,038
−HK$645/mo
Today · 4.125%
HK$21,683
baseline
▲ 0.50% · 4.625%
HK$23,002
+HK$1,319/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$43,366/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,699
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,308
−HK$617/mo
Today · 4.125%
HK$23,925
baseline
▲ 0.50% · 4.625%
HK$25,186
+HK$1,261/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$47,850/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,444
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$23,142
−HK$709/mo
Today · 4.125%
HK$23,851
baseline
▲ 0.50% · 4.625%
HK$25,303
+HK$1,452/mo
Deposit HK$4.03M · loan HK$4.92M · min. income ≈ HK$47,702/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,969
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,638
−HK$680/mo
Today · 4.125%
HK$26,318
baseline
▲ 0.50% · 4.625%
HK$27,705
+HK$1,387/mo
Deposit HK$4.03M · loan HK$4.92M · min. income ≈ HK$52,636/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,484
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$25,246
−HK$774/mo
Today · 4.125%
HK$26,020
baseline
▲ 0.50% · 4.625%
HK$27,603
+HK$1,583/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$52,040/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,239
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$27,969
−HK$741/mo
Today · 4.125%
HK$28,710
baseline
▲ 0.50% · 4.625%
HK$30,223
+HK$1,513/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$57,420/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,525
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$27,350
−HK$838/mo
Today · 4.125%
HK$28,188
baseline
▲ 0.50% · 4.625%
HK$29,903
+HK$1,715/mo
Deposit HK$3.13M · loan HK$5.82M · min. income ≈ HK$56,376/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,508
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,300
−HK$803/mo
Today · 4.125%
HK$31,103
baseline
▲ 0.50% · 4.625%
HK$32,742
+HK$1,639/mo
Deposit HK$3.13M · loan HK$5.82M · min. income ≈ HK$62,206/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,565
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,454
−HK$902/mo
Today · 4.125%
HK$30,356
baseline
▲ 0.50% · 4.625%
HK$32,203
+HK$1,847/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$60,712/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,778
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$32,631
−HK$864/mo
Today · 4.125%
HK$33,495
baseline
▲ 0.50% · 4.625%
HK$35,261
+HK$1,766/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$66,990/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,605
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,557
−HK$968/mo
Today · 4.125%
HK$32,525
baseline
▲ 0.50% · 4.625%
HK$34,504
+HK$1,979/mo
Deposit HK$2.24M · loan HK$6.71M · min. income ≈ HK$65,050/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,048
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,961
−HK$927/mo
Today · 4.125%
HK$35,888
baseline
▲ 0.50% · 4.625%
HK$37,779
+HK$1,891/mo
Deposit HK$2.24M · loan HK$6.71M · min. income ≈ HK$71,776/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,646
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$33,661
−HK$1,032/mo
Today · 4.125%
HK$34,693
baseline
▲ 0.50% · 4.625%
HK$36,804
+HK$2,111/mo
Deposit HK$1.79M · loan HK$7.16M · min. income ≈ HK$69,386/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,318
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,292
−HK$988/mo
Today · 4.125%
HK$38,280
baseline
▲ 0.50% · 4.625%
HK$40,298
+HK$2,018/mo
Deposit HK$1.79M · loan HK$7.16M · min. income ≈ HK$76,560/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,686
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$35,765
−HK$1,096/mo
Today · 4.125%
HK$36,861
baseline
▲ 0.50% · 4.625%
HK$39,104
+HK$2,243/mo
Deposit HK$1.34M · loan HK$7.61M · min. income ≈ HK$73,722/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,588
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,623
−HK$1,050/mo
Today · 4.125%
HK$40,673
baseline
▲ 0.50% · 4.625%
HK$42,817
+HK$2,144/mo
Deposit HK$1.34M · loan HK$7.61M · min. income ≈ HK$81,346/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,726
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$37,869
−HK$1,161/mo
Today · 4.125%
HK$39,030
baseline
▲ 0.50% · 4.625%
HK$41,404
+HK$2,374/mo
Deposit HK$895K · loan HK$8.05M · min. income ≈ HK$78,060/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,858
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$41,954
−HK$1,111/mo
Today · 4.125%
HK$43,065
baseline
▲ 0.50% · 4.625%
HK$45,335
+HK$2,270/mo
Deposit HK$895K · loan HK$8.05M · min. income ≈ HK$86,130/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,438 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).