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At today's rate and a 90% mortgage, the deposit on this unit is about HK$412K, with repayments around HK$17,983/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$412K · loan HK$3.71M · min. income ≈ HK$35,966/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$24,638 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Sha Tin Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 34 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 32 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- D
- Saleable Area
- 301 Saleable ft²
- Gross Area
- 377 ft²
- Efficiency
- 80%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-06-23 | HK$5.73M | +27.9% 4.7y · 6.0%/yr |
| 2017-10-04 | HK$4.48M | +21.7% 3.2y · 7.0%/yr |
| 2014-07-14 | HK$3.68M | +50.2% |
| 2011-05-04 | HK$2.45M | +28.3% |
| 2010-04-28 | HK$1.91M | +24.0% |
| 2008-10-13 | HK$1.54M | −30.3% |
| 1997-07-18 | HK$2.21M | +61.3% |
| 1996-09-18 | HK$1.37M | — |