Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$404K, with repayments around HK$17,625/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$404K · loan HK$3.64M · min. income ≈ HK$35,250/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$8,237 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Sha Tin Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 34 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 32 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- E
- Saleable Area
- 288 Saleable ft²
- Gross Area
- 377 ft²
- Efficiency
- 76%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-27 | HK$5.40M | +20.0% 3.4y · 6.0%/yr |
| 2018-05-10 | HK$4.50M | +8.2% 2.7y · 3.0%/yr |
| 2015-08-28 | HK$4.16M | +146.2% |
| 2009-09-09 | HK$1.69M | +7.6% |
| 2008-05-27 | HK$1.57M | +29.8% |
| 2005-04-01 | HK$1.21M | +13.1% |
| 2004-05-22 | HK$1.07M | −31.0% |
| 1998-03-26 | HK$1.55M | — |