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At today's rate and a 90% mortgage, the deposit on this unit is about HK$396K, with repayments around HK$17,260/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$396K · loan HK$3.56M · min. income ≈ HK$34,520/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Sha Tin Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 34 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 32 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- A
- Saleable Area
- 288 Saleable ft²
- Gross Area
- 377 ft²
- Efficiency
- 76%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-11-28 | HK$4.60M | +35.7% 4.5y · 8.0%/yr |
| 2013-05-29 | HK$3.39M | +96.0% |
| 2009-11-03 | HK$1.73M | +30.1% |
| 2007-11-01 | HK$1.33M | +3.9% |
| 2006-05-11 | HK$1.28M | +12.3% |
| 2005-04-21 | HK$1.14M | +15.2% |
| 2004-08-21 | HK$990K | +7.6% |
| 2004-05-18 | HK$920K | −1.1% |
| 2001-03-23 | HK$930K | −53.5% |
| 1997-07-28 | HK$2.00M | +35.1% |
| 1996-12-30 | HK$1.48M | — |