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At today's rate and a 90% mortgage, the deposit on this unit is about HK$222K, with repayments around HK$9,694/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$222K · loan HK$2.00M · min. income ≈ HK$19,388/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Tai Wai Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- D
- Saleable Area
- 196 Saleable ft²
- Gross Area
- 277 ft²
- Efficiency
- 71%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 88
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-02-11 | HK$2.30M | +13.9% 1.8y · 8.0%/yr |
| 2024-04-19 | HK$2.02M | −12.2% 7.4y · −2.0%/yr |
| 2016-12-09 | HK$2.30M | +94.9% 6.0y · 16.0%/yr |
| 2010-12-09 | HK$1.18M | −11.3% |
| 1997-07-10 | HK$1.33M | +6.4% |
| 1997-05-13 | HK$1.25M | +28.9% |
| 1996-12-04 | HK$970K | — |