Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$250K, with repayments around HK$10,913/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$250K · loan HK$2.25M · min. income ≈ HK$21,826/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Tai Wai Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- B
- Saleable Area
- 229 Saleable ft²
- Gross Area
- 330 ft²
- Efficiency
- 69%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 88
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-12-10 | HK$3.58M | +24.3% 4.1y · 6.0%/yr |
| 2016-11-01 | HK$2.88M | +57.4% 4.5y · 13.0%/yr |
| 2012-05-14 | HK$1.83M | +38.6% |
| 2010-08-26 | HK$1.32M | +36.1% |
| 2008-07-04 | HK$970K | +21.2% |
| 2007-05-11 | HK$800K | +25.0% |
| 2005-04-18 | HK$640K | −52.6% |
| 1996-12-04 | HK$1.35M | — |