Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$649K, with repayments around HK$28,323/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$649K · loan HK$5.84M · min. income ≈ HK$56,646/mo (50% DSR)
Upfront cash ≈ HK$834K (deposit + AVD stamp duty HK$184,326 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tseung Kwan O Station Station.
Family-friendly — 53 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 25 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- H
- Saleable Area
- 476 Saleable ft²
- Gross Area
- 627 ft²
- Efficiency
- 76%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-02-15 | HK$7.65M | +27.5% 4.5y · 6.0%/yr |
| 2017-08-10 | HK$6.00M | +144.9% 7.7y · 19.0%/yr |
| 2009-12-21 | HK$2.45M | +36.1% |
| 2006-09-07 | HK$1.80M | +34.3% |
| 2003-05-14 | HK$1.34M | — |