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At today's rate and a 90% mortgage, the deposit on this unit is about HK$736K, with repayments around HK$32,107/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$736K · loan HK$6.62M · min. income ≈ HK$64,214/mo (50% DSR)
Upfront cash ≈ HK$957K (deposit + AVD stamp duty HK$220,827 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tseung Kwan O Station Station.
Family-friendly — 53 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 25 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 31/F
- Flat
- H
- Saleable Area
- 470 Saleable ft²
- Gross Area
- 627 ft²
- Efficiency
- 75%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-11-13 | HK$6.68M | −8.5% 4.6y · −2.0%/yr |
| 2020-03-19 | HK$7.30M | +21.7% 4.7y · 5.0%/yr |
| 2015-07-14 | HK$6.00M | +108.3% |
| 2010-07-14 | HK$2.88M | +30.9% |
| 2005-06-15 | HK$2.20M | +54.9% |
| 2003-05-15 | HK$1.42M | — |