▼ 0.50% · 3.625%
HK$19,262
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$19,861
−HK$609/mo
Today · 4.125%
HK$20,470
baseline
▲ 0.50% · 4.625%
HK$21,715
+HK$1,245/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$40,940/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,429
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$22,003
−HK$584/mo
Today · 4.125%
HK$22,587
baseline
▲ 0.50% · 4.625%
HK$23,777
+HK$1,190/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$45,174/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,188
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$21,847
−HK$670/mo
Today · 4.125%
HK$22,517
baseline
▲ 0.50% · 4.625%
HK$23,887
+HK$1,370/mo
Deposit HK$3.80M · loan HK$4.65M · min. income ≈ HK$45,034/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,572
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,204
−HK$641/mo
Today · 4.125%
HK$24,845
baseline
▲ 0.50% · 4.625%
HK$26,155
+HK$1,310/mo
Deposit HK$3.80M · loan HK$4.65M · min. income ≈ HK$49,690/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,114
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,833
−HK$731/mo
Today · 4.125%
HK$24,564
baseline
▲ 0.50% · 4.625%
HK$26,059
+HK$1,495/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$49,128/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,715
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$26,404
−HK$700/mo
Today · 4.125%
HK$27,104
baseline
▲ 0.50% · 4.625%
HK$28,532
+HK$1,428/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$54,208/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,041
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,819
−HK$792/mo
Today · 4.125%
HK$26,611
baseline
▲ 0.50% · 4.625%
HK$28,230
+HK$1,619/mo
Deposit HK$2.96M · loan HK$5.49M · min. income ≈ HK$53,222/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,857
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,605
−HK$757/mo
Today · 4.125%
HK$29,362
baseline
▲ 0.50% · 4.625%
HK$30,910
+HK$1,548/mo
Deposit HK$2.96M · loan HK$5.49M · min. income ≈ HK$58,724/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,967
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,806
−HK$852/mo
Today · 4.125%
HK$28,658
baseline
▲ 0.50% · 4.625%
HK$30,402
+HK$1,744/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$57,316/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,000
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,805
−HK$816/mo
Today · 4.125%
HK$31,621
baseline
▲ 0.50% · 4.625%
HK$33,288
+HK$1,667/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$63,242/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,893
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,792
−HK$913/mo
Today · 4.125%
HK$30,705
baseline
▲ 0.50% · 4.625%
HK$32,573
+HK$1,868/mo
Deposit HK$2.11M · loan HK$6.34M · min. income ≈ HK$61,410/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,143
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,005
−HK$875/mo
Today · 4.125%
HK$33,880
baseline
▲ 0.50% · 4.625%
HK$35,666
+HK$1,786/mo
Deposit HK$2.11M · loan HK$6.34M · min. income ≈ HK$67,760/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,819
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,778
−HK$974/mo
Today · 4.125%
HK$32,752
baseline
▲ 0.50% · 4.625%
HK$34,745
+HK$1,993/mo
Deposit HK$1.69M · loan HK$6.76M · min. income ≈ HK$65,504/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,286
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,206
−HK$932/mo
Today · 4.125%
HK$36,138
baseline
▲ 0.50% · 4.625%
HK$38,043
+HK$1,905/mo
Deposit HK$1.69M · loan HK$6.76M · min. income ≈ HK$72,276/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,745
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,764
−HK$1,035/mo
Today · 4.125%
HK$34,799
baseline
▲ 0.50% · 4.625%
HK$36,916
+HK$2,117/mo
Deposit HK$1.27M · loan HK$7.18M · min. income ≈ HK$69,598/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,429
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,406
−HK$991/mo
Today · 4.125%
HK$38,397
baseline
▲ 0.50% · 4.625%
HK$40,421
+HK$2,024/mo
Deposit HK$1.27M · loan HK$7.18M · min. income ≈ HK$76,794/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,672
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$35,750
−HK$1,096/mo
Today · 4.125%
HK$36,846
baseline
▲ 0.50% · 4.625%
HK$39,088
+HK$2,242/mo
Deposit HK$845K · loan HK$7.60M · min. income ≈ HK$73,692/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,572
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,606
−HK$1,050/mo
Today · 4.125%
HK$40,656
baseline
▲ 0.50% · 4.625%
HK$42,799
+HK$2,143/mo
Deposit HK$845K · loan HK$7.60M · min. income ≈ HK$81,312/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,419 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).