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At today's rate and a 90% mortgage, the deposit on this unit is about HK$744K, with repayments around HK$32,449/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$744K · loan HK$6.70M · min. income ≈ HK$64,898/mo (50% DSR)
Upfront cash ≈ HK$967K (deposit + AVD stamp duty HK$223,180 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Tiu Keng Leng Station Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 8 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- E
- Saleable Area
- 498 Saleable ft²
- Gross Area
- 695 ft²
- Efficiency
- 72%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-05-05 | HK$8.50M | +13.0% 3.2y · 4.0%/yr |
| 2019-02-26 | HK$7.52M | +25.3% 3.3y · 8.0%/yr |
| 2015-11-10 | HK$6.00M | +79.1% |
| 2010-06-30 | HK$3.35M | +11.7% |
| 2008-02-19 | HK$3.00M | +7.9% |
| 2005-06-15 | HK$2.78M | +17.3% |
| 2001-04-27 | HK$2.37M | — |