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At today's rate and a 90% mortgage, the deposit on this unit is about HK$590K, with repayments around HK$25,721/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$590K · loan HK$5.31M · min. income ≈ HK$51,442/mo (50% DSR)
Upfront cash ≈ HK$722K (deposit + AVD stamp duty HK$132,679 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Po Lam Station Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 28 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- G
- Saleable Area
- 363 Saleable ft²
- Gross Area
- 516 ft²
- Efficiency
- 70%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-10-20 | HK$6.18M | −11.7% 4.2y · −3.0%/yr |
| 2018-08-14 | HK$7.00M | +118.8% 6.3y · 19.0%/yr |
| 2012-04-27 | HK$3.20M | +44.8% |
| 2010-01-04 | HK$2.21M | +24.2% |
| 2005-04-29 | HK$1.78M | +19.5% |
| 2004-05-13 | HK$1.49M | −19.9% |
| 1998-10-31 | HK$1.86M | +0.0% |
| 1998-10-03 | HK$1.86M | — |