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At today's rate and a 90% mortgage, the deposit on this unit is about HK$593K, with repayments around HK$25,875/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$593K · loan HK$5.34M · min. income ≈ HK$51,750/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$133,471 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Po Lam Station Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 28 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 24/F
- Flat
- B
- Saleable Area
- 363 Saleable ft²
- Gross Area
- 515 ft²
- Efficiency
- 70%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-12-10 | HK$4.90M | −23.2% 5.6y · −4.0%/yr |
| 2020-04-29 | HK$6.38M | +25.6% 3.5y · 7.0%/yr |
| 2016-10-28 | HK$5.08M | +64.9% 5.5y · 12.0%/yr |
| 2011-05-18 | HK$3.08M | +73.0% |
| 2009-03-11 | HK$1.78M | +21.9% |
| 2004-10-08 | HK$1.46M | −16.1% |
| 1998-10-15 | HK$1.74M | — |