▼ 0.50% · 3.625%
HK$22,700
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$23,406
−HK$718/mo
Today · 4.125%
HK$24,124
baseline
▲ 0.50% · 4.625%
HK$25,592
+HK$1,468/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$48,248/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$365,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,254
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,931
−HK$687/mo
Today · 4.125%
HK$26,618
baseline
▲ 0.50% · 4.625%
HK$28,021
+HK$1,403/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$53,236/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$365,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,970
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,747
−HK$789/mo
Today · 4.125%
HK$26,536
baseline
▲ 0.50% · 4.625%
HK$28,151
+HK$1,615/mo
Deposit HK$4.48M · loan HK$5.48M · min. income ≈ HK$53,072/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$365,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,779
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,524
−HK$756/mo
Today · 4.125%
HK$29,280
baseline
▲ 0.50% · 4.625%
HK$30,823
+HK$1,543/mo
Deposit HK$4.48M · loan HK$5.48M · min. income ≈ HK$58,560/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$365,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,240
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,088
−HK$860/mo
Today · 4.125%
HK$28,948
baseline
▲ 0.50% · 4.625%
HK$30,710
+HK$1,762/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$57,896/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$365,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,305
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,117
−HK$825/mo
Today · 4.125%
HK$31,942
baseline
▲ 0.50% · 4.625%
HK$33,625
+HK$1,683/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$63,884/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$365,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,510
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,428
−HK$933/mo
Today · 4.125%
HK$31,361
baseline
▲ 0.50% · 4.625%
HK$33,269
+HK$1,908/mo
Deposit HK$3.48M · loan HK$6.47M · min. income ≈ HK$62,722/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$365,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,830
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,710
−HK$894/mo
Today · 4.125%
HK$34,604
baseline
▲ 0.50% · 4.625%
HK$36,428
+HK$1,824/mo
Deposit HK$3.48M · loan HK$6.47M · min. income ≈ HK$69,208/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$365,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,780
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$32,769
−HK$1,004/mo
Today · 4.125%
HK$33,773
baseline
▲ 0.50% · 4.625%
HK$35,828
+HK$2,055/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$67,546/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$365,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,355
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,303
−HK$962/mo
Today · 4.125%
HK$37,265
baseline
▲ 0.50% · 4.625%
HK$39,230
+HK$1,965/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$74,530/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$365,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,050
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,109
−HK$1,077/mo
Today · 4.125%
HK$36,186
baseline
▲ 0.50% · 4.625%
HK$38,387
+HK$2,201/mo
Deposit HK$2.49M · loan HK$7.47M · min. income ≈ HK$72,372/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$365,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,881
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,897
−HK$1,030/mo
Today · 4.125%
HK$39,927
baseline
▲ 0.50% · 4.625%
HK$42,032
+HK$2,105/mo
Deposit HK$2.49M · loan HK$7.47M · min. income ≈ HK$79,854/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$365,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,320
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$37,450
−HK$1,148/mo
Today · 4.125%
HK$38,598
baseline
▲ 0.50% · 4.625%
HK$40,947
+HK$2,349/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$77,196/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$365,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,406
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$41,490
−HK$1,099/mo
Today · 4.125%
HK$42,589
baseline
▲ 0.50% · 4.625%
HK$44,834
+HK$2,245/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$85,178/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$365,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,590
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$39,791
−HK$1,219/mo
Today · 4.125%
HK$41,010
baseline
▲ 0.50% · 4.625%
HK$43,506
+HK$2,496/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$82,020/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$365,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,931
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,083
−HK$1,168/mo
Today · 4.125%
HK$45,251
baseline
▲ 0.50% · 4.625%
HK$47,636
+HK$2,385/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$90,502/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$365,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,860
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$42,131
−HK$1,292/mo
Today · 4.125%
HK$43,423
baseline
▲ 0.50% · 4.625%
HK$46,065
+HK$2,642/mo
Deposit HK$996K · loan HK$8.96M · min. income ≈ HK$86,846/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$365,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,457
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$46,676
−HK$1,237/mo
Today · 4.125%
HK$47,913
baseline
▲ 0.50% · 4.625%
HK$50,438
+HK$2,525/mo
Deposit HK$996K · loan HK$8.96M · min. income ≈ HK$95,826/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$365,512 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).