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At today's rate and a 90% mortgage, the deposit on this unit is about HK$857K, with repayments around HK$37,362/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$857K · loan HK$7.71M · min. income ≈ HK$74,724/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,968 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Tiu Keng Leng Station Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 7 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 37/F
- Flat
- G
- Saleable Area
- 511 Saleable ft²
- Gross Area
- 686 ft²
- Efficiency
- 74%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-12-08 | HK$7.38M | +5.4% 5.0y · 1.0%/yr |
| 2020-12-11 | HK$7.00M | −12.5% 1.4y · −9.0%/yr |
| 2019-07-16 | HK$8.00M | +148.4% 11.4y · 13.0%/yr |
| 2008-02-14 | HK$3.22M | +19.7% |
| 2007-09-10 | HK$2.69M | +2.3% |
| 2002-02-07 | HK$2.63M | — |