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At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.23M, with repayments around HK$36,506/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$3.23M · loan HK$7.53M · min. income ≈ HK$73,012/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$403,526 · Scale 2, in force from 26 Feb 2026)
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Tiu Keng Leng Station Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 7 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 38/F
- Flat
- A
- Saleable Area
- 660 Saleable ft²
- Gross Area
- 897 ft²
- Efficiency
- 74%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-09 | HK$10.20M | −7.3% 4.8y · −1.0%/yr |
| 2021-05-05 | HK$11.00M | +8.1% 3.3y · 2.0%/yr |
| 2018-01-26 | HK$10.18M | +180.4% 12.2y · 15.0%/yr |
| 2005-11-10 | HK$3.63M | +10.3% |
| 2000-04-07 | HK$3.29M | — |