Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$688K, with repayments around HK$29,991/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$688K · loan HK$6.19M · min. income ≈ HK$59,982/mo (50% DSR)
Upfront cash ≈ HK$894K (deposit + AVD stamp duty HK$206,275 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tseung Kwan O Station Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 19 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- F
- Saleable Area
- 406 Saleable ft²
- Gross Area
- 546 ft²
- Efficiency
- 74%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-07-02 | HK$7.00M | +8.6% 2.5y · 4.0%/yr |
| 2017-12-11 | HK$6.45M | +46.5% 4.0y · 12.0%/yr |
| 2013-12-02 | HK$4.40M | +31.7% |
| 2011-10-11 | HK$3.34M | +147.4% |
| 2003-11-11 | HK$1.35M | −9.4% |
| 2002-04-20 | HK$1.49M | — |