Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$603K, with repayments around HK$26,300/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$603K · loan HK$5.43M · min. income ≈ HK$52,600/mo (50% DSR)
Upfront cash ≈ HK$741K (deposit + AVD stamp duty HK$137,950 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tseung Kwan O Station Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 19 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- D
- Saleable Area
- 384 Saleable ft²
- Gross Area
- 527 ft²
- Efficiency
- 73%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-10-30 | HK$5.00M | −28.6% 6.5y · −4.0%/yr |
| 2018-04-30 | HK$7.00M | +75.0% 5.5y · 14.0%/yr |
| 2012-11-02 | HK$4.00M | +107.3% |
| 2007-12-14 | HK$1.93M | +19.1% |
| 2004-10-28 | HK$1.62M | +6.6% |
| 2002-04-19 | HK$1.52M | — |