35/F B
in LOHAS PARK PHASE 1 THE CAPITOL BANFF (TOWER 1 - L WING)
Tseung Kwan O (Sai Kung District) · Kowloon
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$782K, with repayments around HK$34,111/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$782K · loan HK$7.04M · min. income ≈ HK$68,222/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,608 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway LOHAS Park Station Station.
Family-friendly — 5 schools within a 1 km walk.
Everyday convenience — 4 shopping and daily-needs spots nearby.
Green space & leisure — 3 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 35/F
- Flat
- B
- Saleable Area
- 681 Saleable ft²
- Gross Area
- 903 ft²
- Efficiency
- 75%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-12 | HK$7.30M | −8.8% 5.6y · −2.0%/yr |
| 2018-09-18 | HK$8.00M | +42.3% 2.4y · 17.0%/yr |
| 2016-04-14 | HK$5.62M | +22.4% 8.1y · 3.0%/yr |
| 2008-03-27 | HK$4.59M | — |