42/F C
in LOHAS PARK PHASE 1 THE CAPITOL BANFF (TOWER 1 - L WING)
Tseung Kwan O (Sai Kung District) · Kowloon
Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$838K, with repayments around HK$36,560/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$838K · loan HK$7.54M · min. income ≈ HK$73,120/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,453 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway LOHAS Park Station Station.
Family-friendly — 5 schools within a 1 km walk.
Everyday convenience — 4 shopping and daily-needs spots nearby.
Green space & leisure — 3 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 42/F
- Flat
- C
- Saleable Area
- 729 Saleable ft²
- Gross Area
- 960 ft²
- Efficiency
- 76%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-07-09 | HK$8.00M | +0.0% 6.2y |
| 2020-04-17 | HK$8.00M | +29.0% 3.3y · 9.0%/yr |
| 2017-01-09 | HK$6.20M | +10.9% 8.8y · 1.0%/yr |
| 2008-03-20 | HK$5.59M | — |