Home Sai Kung District MOUNT PAVILIA TOWER 16

3/F D

Sai Kung District · New Territories East

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Floor

G/F A 1,732 ft² G/F B 1,608 ft² G/F C 1,659 ft² G/F D 1,709 ft² 1/F A 1,837 ft² 1/F B 1,714 ft² 1/F C 1,391 ft² 1/F D 1,144 ft² 1/F E 894 ft² 2/F A 1,837 ft² 2/F B 1,715 ft² 2/F C 1,436 ft² 2/F D 1,183 ft² 2/F E 968 ft² 3/F A 1,837 ft² 3/F B 1,714 ft² 3/F C 1,436 ft² 3/F D 1,183 ft² 3/F E 968 ft² 5/F A 1,837 ft² 5/F B 1,714 ft² 5/F C 1,436 ft² 5/F D 1,183 ft² 5/F E 968 ft² 6/F A 1,837 ft² 6/F B 1,714 ft² 6/F C 1,436 ft² 6/F D 1,183 ft² 6/F E 968 ft² 7/F A 1,841 ft² 7/F B 1,714 ft² 7/F C 1,842 ft² 7/F D 1,493 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$18.89M

≈ HK$15,970 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.67M, with repayments around HK$64,094/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$60,312

−HK$3,782/mo

▼ 0.25% · 3.875%

HK$62,188

−HK$1,906/mo

Today · 4.125%

HK$64,094

baseline

▲ 0.50% · 4.625%

HK$67,994

+HK$3,900/mo

Deposit HK$5.67M · loan HK$13.22M · min. income ≈ HK$128,188/mo (50% DSR)

Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,470 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Po Lam Station

≈ 18 min walk · 1,377 m

Education

schools within 1 km (1 within 500 m)

Daily convenience

within 1 km (3 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Everyday convenience — 3 shopping and daily-needs spots nearby.

Green space & leisure — 6 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 3/F
Flat: D
Saleable Area: 1,183 Saleable ft²
District: Sai Kung District · New Territories East
School net (POA): 95

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2018-06-15	HK$19.44M	—	HK$16,434	—

Other appraised units in this building

Data sourced from Renavon.com