▼ 0.50% · 3.625%
HK$16,268
−HK$1,020/mo
▼ 0.25% · 3.875%
HK$16,774
−HK$514/mo
Today · 4.125%
HK$17,288
baseline
▲ 0.50% · 4.625%
HK$18,340
+HK$1,052/mo
Deposit HK$3.57M · loan HK$3.57M · min. income ≈ HK$34,576/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$214,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,098
−HK$977/mo
▼ 0.25% · 3.875%
HK$18,583
−HK$492/mo
Today · 4.125%
HK$19,075
baseline
▲ 0.50% · 4.625%
HK$20,081
+HK$1,006/mo
Deposit HK$3.57M · loan HK$3.57M · min. income ≈ HK$38,150/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$214,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,894
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$18,451
−HK$566/mo
Today · 4.125%
HK$19,017
baseline
▲ 0.50% · 4.625%
HK$20,174
+HK$1,157/mo
Deposit HK$3.21M · loan HK$3.92M · min. income ≈ HK$38,034/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$214,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,907
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$20,441
−HK$542/mo
Today · 4.125%
HK$20,983
baseline
▲ 0.50% · 4.625%
HK$22,089
+HK$1,106/mo
Deposit HK$3.21M · loan HK$3.92M · min. income ≈ HK$41,966/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$214,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,521
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$20,128
−HK$617/mo
Today · 4.125%
HK$20,745
baseline
▲ 0.50% · 4.625%
HK$22,008
+HK$1,263/mo
Deposit HK$2.85M · loan HK$4.28M · min. income ≈ HK$41,490/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$214,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,717
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$22,300
−HK$590/mo
Today · 4.125%
HK$22,890
baseline
▲ 0.50% · 4.625%
HK$24,097
+HK$1,207/mo
Deposit HK$2.85M · loan HK$4.28M · min. income ≈ HK$45,780/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$214,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,148
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$21,806
−HK$668/mo
Today · 4.125%
HK$22,474
baseline
▲ 0.50% · 4.625%
HK$23,842
+HK$1,368/mo
Deposit HK$2.50M · loan HK$4.64M · min. income ≈ HK$44,948/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$214,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,527
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$24,158
−HK$640/mo
Today · 4.125%
HK$24,798
baseline
▲ 0.50% · 4.625%
HK$26,105
+HK$1,307/mo
Deposit HK$2.50M · loan HK$4.64M · min. income ≈ HK$49,596/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$214,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,775
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,483
−HK$720/mo
Today · 4.125%
HK$24,203
baseline
▲ 0.50% · 4.625%
HK$25,676
+HK$1,473/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$48,406/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$214,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,337
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$26,016
−HK$689/mo
Today · 4.125%
HK$26,705
baseline
▲ 0.50% · 4.625%
HK$28,113
+HK$1,408/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$53,410/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$214,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,401
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$25,160
−HK$772/mo
Today · 4.125%
HK$25,932
baseline
▲ 0.50% · 4.625%
HK$27,510
+HK$1,578/mo
Deposit HK$1.78M · loan HK$5.35M · min. income ≈ HK$51,864/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$214,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,146
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,874
−HK$739/mo
Today · 4.125%
HK$28,613
baseline
▲ 0.50% · 4.625%
HK$30,121
+HK$1,508/mo
Deposit HK$1.78M · loan HK$5.35M · min. income ≈ HK$57,226/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$214,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,028
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$26,838
−HK$822/mo
Today · 4.125%
HK$27,660
baseline
▲ 0.50% · 4.625%
HK$29,344
+HK$1,684/mo
Deposit HK$1.43M · loan HK$5.71M · min. income ≈ HK$55,320/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$214,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,956
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,733
−HK$788/mo
Today · 4.125%
HK$30,521
baseline
▲ 0.50% · 4.625%
HK$32,129
+HK$1,608/mo
Deposit HK$1.43M · loan HK$5.71M · min. income ≈ HK$61,042/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$214,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,655
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$28,515
−HK$874/mo
Today · 4.125%
HK$29,389
baseline
▲ 0.50% · 4.625%
HK$31,177
+HK$1,788/mo
Deposit HK$1.07M · loan HK$6.06M · min. income ≈ HK$58,778/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$214,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,766
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$31,591
−HK$837/mo
Today · 4.125%
HK$32,428
baseline
▲ 0.50% · 4.625%
HK$34,137
+HK$1,709/mo
Deposit HK$1.07M · loan HK$6.06M · min. income ≈ HK$64,856/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$214,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,282
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,193
−HK$925/mo
Today · 4.125%
HK$31,118
baseline
▲ 0.50% · 4.625%
HK$33,011
+HK$1,893/mo
Deposit HK$713K · loan HK$6.42M · min. income ≈ HK$62,236/mo (50% DSR)
Upfront cash ≈ HK$927K (deposit + AVD stamp duty HK$214,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,576
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,449
−HK$887/mo
Today · 4.125%
HK$34,336
baseline
▲ 0.50% · 4.625%
HK$36,146
+HK$1,810/mo
Deposit HK$713K · loan HK$6.42M · min. income ≈ HK$68,672/mo (50% DSR)
Upfront cash ≈ HK$927K (deposit + AVD stamp duty HK$214,024 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).