Skip to content
Crescira AVM · estimated value Medium confidence
HK$5.78M
≈ HK$16,644 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$578K, with repayments around HK$25,192/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$23,705
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$24,442
−HK$750/mo
Today · 4.125%
HK$25,192
baseline
▲ 0.50% · 4.625%
HK$26,724
+HK$1,532/mo

Deposit HK$578K · loan HK$5.20M · min. income ≈ HK$50,384/mo (50% DSR)

Upfront cash ≈ HK$707K (deposit + AVD stamp duty HK$129,948 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
12/F
Flat
F
Saleable Area
347 ft²
District
Sai Kung District · New Territories East
School net (POA)
95

Transaction History

Date Price Gain / loss
2026-08-19 HK$5.79M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
LOHAS Park
≈ 2 min walk · 127 m
Education
9
schools within 1 km (4 within 500 m)
Daily convenience
5
within 1 km (4 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
3
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to LOHAS Park Station (a rail station within an 8-min walk earns this label).

Family-friendly — 9 schools within a 1 km walk.

Everyday convenience — 5 shopping and daily-needs spots nearby.

Green space & leisure — 3 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com