▼ 0.50% · 3.625%
HK$16,440
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$16,951
−HK$520/mo
Today · 4.125%
HK$17,471
baseline
▲ 0.50% · 4.625%
HK$18,534
+HK$1,063/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$34,942/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,289
−HK$989/mo
▼ 0.25% · 3.875%
HK$18,780
−HK$498/mo
Today · 4.125%
HK$19,278
baseline
▲ 0.50% · 4.625%
HK$20,294
+HK$1,016/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$38,556/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,084
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$18,647
−HK$571/mo
Today · 4.125%
HK$19,218
baseline
▲ 0.50% · 4.625%
HK$20,387
+HK$1,169/mo
Deposit HK$3.24M · loan HK$3.97M · min. income ≈ HK$38,436/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,118
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$20,658
−HK$547/mo
Today · 4.125%
HK$21,205
baseline
▲ 0.50% · 4.625%
HK$22,323
+HK$1,118/mo
Deposit HK$3.24M · loan HK$3.97M · min. income ≈ HK$42,410/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,728
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$20,342
−HK$623/mo
Today · 4.125%
HK$20,965
baseline
▲ 0.50% · 4.625%
HK$22,241
+HK$1,276/mo
Deposit HK$2.88M · loan HK$4.33M · min. income ≈ HK$41,930/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,947
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$22,536
−HK$597/mo
Today · 4.125%
HK$23,133
baseline
▲ 0.50% · 4.625%
HK$24,352
+HK$1,219/mo
Deposit HK$2.88M · loan HK$4.33M · min. income ≈ HK$46,266/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,372
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$22,037
−HK$675/mo
Today · 4.125%
HK$22,712
baseline
▲ 0.50% · 4.625%
HK$24,094
+HK$1,382/mo
Deposit HK$2.52M · loan HK$4.69M · min. income ≈ HK$45,424/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,776
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,414
−HK$647/mo
Today · 4.125%
HK$25,061
baseline
▲ 0.50% · 4.625%
HK$26,382
+HK$1,321/mo
Deposit HK$2.52M · loan HK$4.69M · min. income ≈ HK$50,122/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,016
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,732
−HK$727/mo
Today · 4.125%
HK$24,459
baseline
▲ 0.50% · 4.625%
HK$25,948
+HK$1,489/mo
Deposit HK$2.16M · loan HK$5.05M · min. income ≈ HK$48,918/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,605
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$26,292
−HK$697/mo
Today · 4.125%
HK$26,989
baseline
▲ 0.50% · 4.625%
HK$28,411
+HK$1,422/mo
Deposit HK$2.16M · loan HK$5.05M · min. income ≈ HK$53,978/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,660
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,427
−HK$780/mo
Today · 4.125%
HK$26,207
baseline
▲ 0.50% · 4.625%
HK$27,801
+HK$1,594/mo
Deposit HK$1.80M · loan HK$5.41M · min. income ≈ HK$52,414/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,434
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$28,170
−HK$746/mo
Today · 4.125%
HK$28,916
baseline
▲ 0.50% · 4.625%
HK$30,441
+HK$1,525/mo
Deposit HK$1.80M · loan HK$5.41M · min. income ≈ HK$57,832/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,304
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,122
−HK$832/mo
Today · 4.125%
HK$27,954
baseline
▲ 0.50% · 4.625%
HK$29,655
+HK$1,701/mo
Deposit HK$1.44M · loan HK$5.77M · min. income ≈ HK$55,908/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,263
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,048
−HK$796/mo
Today · 4.125%
HK$30,844
baseline
▲ 0.50% · 4.625%
HK$32,470
+HK$1,626/mo
Deposit HK$1.44M · loan HK$5.77M · min. income ≈ HK$61,688/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,948
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,817
−HK$884/mo
Today · 4.125%
HK$29,701
baseline
▲ 0.50% · 4.625%
HK$31,508
+HK$1,807/mo
Deposit HK$1.08M · loan HK$6.13M · min. income ≈ HK$59,402/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,092
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,926
−HK$846/mo
Today · 4.125%
HK$32,772
baseline
▲ 0.50% · 4.625%
HK$34,499
+HK$1,727/mo
Deposit HK$1.08M · loan HK$6.13M · min. income ≈ HK$65,544/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,592
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,513
−HK$935/mo
Today · 4.125%
HK$31,448
baseline
▲ 0.50% · 4.625%
HK$33,361
+HK$1,913/mo
Deposit HK$721K · loan HK$6.49M · min. income ≈ HK$62,896/mo (50% DSR)
Upfront cash ≈ HK$937K (deposit + AVD stamp duty HK$216,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,921
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,804
−HK$896/mo
Today · 4.125%
HK$34,700
baseline
▲ 0.50% · 4.625%
HK$36,529
+HK$1,829/mo
Deposit HK$721K · loan HK$6.49M · min. income ≈ HK$69,400/mo (50% DSR)
Upfront cash ≈ HK$937K (deposit + AVD stamp duty HK$216,293 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).