▼ 0.50% · 3.625%
HK$16,266
−HK$1,020/mo
▼ 0.25% · 3.875%
HK$16,772
−HK$514/mo
Today · 4.125%
HK$17,286
baseline
▲ 0.50% · 4.625%
HK$18,338
+HK$1,052/mo
Deposit HK$3.57M · loan HK$3.57M · min. income ≈ HK$34,572/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$214,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,096
−HK$978/mo
▼ 0.25% · 3.875%
HK$18,581
−HK$493/mo
Today · 4.125%
HK$19,074
baseline
▲ 0.50% · 4.625%
HK$20,079
+HK$1,005/mo
Deposit HK$3.57M · loan HK$3.57M · min. income ≈ HK$38,148/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$214,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,893
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$18,449
−HK$566/mo
Today · 4.125%
HK$19,015
baseline
▲ 0.50% · 4.625%
HK$20,172
+HK$1,157/mo
Deposit HK$3.21M · loan HK$3.92M · min. income ≈ HK$38,030/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$214,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,906
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$20,439
−HK$542/mo
Today · 4.125%
HK$20,981
baseline
▲ 0.50% · 4.625%
HK$22,087
+HK$1,106/mo
Deposit HK$3.21M · loan HK$3.92M · min. income ≈ HK$41,962/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$214,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,519
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$20,127
−HK$617/mo
Today · 4.125%
HK$20,744
baseline
▲ 0.50% · 4.625%
HK$22,006
+HK$1,262/mo
Deposit HK$2.85M · loan HK$4.28M · min. income ≈ HK$41,488/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$214,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,715
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$22,298
−HK$590/mo
Today · 4.125%
HK$22,888
baseline
▲ 0.50% · 4.625%
HK$24,095
+HK$1,207/mo
Deposit HK$2.85M · loan HK$4.28M · min. income ≈ HK$45,776/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$214,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,146
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$21,804
−HK$668/mo
Today · 4.125%
HK$22,472
baseline
▲ 0.50% · 4.625%
HK$23,840
+HK$1,368/mo
Deposit HK$2.50M · loan HK$4.64M · min. income ≈ HK$44,944/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$214,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,525
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$24,156
−HK$640/mo
Today · 4.125%
HK$24,796
baseline
▲ 0.50% · 4.625%
HK$26,103
+HK$1,307/mo
Deposit HK$2.50M · loan HK$4.64M · min. income ≈ HK$49,592/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$214,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,773
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,481
−HK$720/mo
Today · 4.125%
HK$24,201
baseline
▲ 0.50% · 4.625%
HK$25,673
+HK$1,472/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$48,402/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$214,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,334
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,014
−HK$689/mo
Today · 4.125%
HK$26,703
baseline
▲ 0.50% · 4.625%
HK$28,111
+HK$1,408/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$53,406/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$214,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,399
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,158
−HK$771/mo
Today · 4.125%
HK$25,929
baseline
▲ 0.50% · 4.625%
HK$27,507
+HK$1,578/mo
Deposit HK$1.78M · loan HK$5.35M · min. income ≈ HK$51,858/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$214,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,144
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,872
−HK$739/mo
Today · 4.125%
HK$28,611
baseline
▲ 0.50% · 4.625%
HK$30,119
+HK$1,508/mo
Deposit HK$1.78M · loan HK$5.35M · min. income ≈ HK$57,222/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$214,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,026
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$26,836
−HK$822/mo
Today · 4.125%
HK$27,658
baseline
▲ 0.50% · 4.625%
HK$29,341
+HK$1,683/mo
Deposit HK$1.43M · loan HK$5.71M · min. income ≈ HK$55,316/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$214,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,954
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$29,730
−HK$788/mo
Today · 4.125%
HK$30,518
baseline
▲ 0.50% · 4.625%
HK$32,127
+HK$1,609/mo
Deposit HK$1.43M · loan HK$5.71M · min. income ≈ HK$61,036/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$214,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,653
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$28,513
−HK$874/mo
Today · 4.125%
HK$29,387
baseline
▲ 0.50% · 4.625%
HK$31,175
+HK$1,788/mo
Deposit HK$1.07M · loan HK$6.06M · min. income ≈ HK$58,774/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$214,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,763
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$31,588
−HK$837/mo
Today · 4.125%
HK$32,425
baseline
▲ 0.50% · 4.625%
HK$34,134
+HK$1,709/mo
Deposit HK$1.07M · loan HK$6.06M · min. income ≈ HK$64,850/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$214,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,279
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,190
−HK$925/mo
Today · 4.125%
HK$31,115
baseline
▲ 0.50% · 4.625%
HK$33,009
+HK$1,894/mo
Deposit HK$713K · loan HK$6.42M · min. income ≈ HK$62,230/mo (50% DSR)
Upfront cash ≈ HK$927K (deposit + AVD stamp duty HK$214,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,573
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,446
−HK$887/mo
Today · 4.125%
HK$34,333
baseline
▲ 0.50% · 4.625%
HK$36,142
+HK$1,809/mo
Deposit HK$713K · loan HK$6.42M · min. income ≈ HK$68,666/mo (50% DSR)
Upfront cash ≈ HK$927K (deposit + AVD stamp duty HK$214,006 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).