▼ 0.50% · 3.625%
HK$18,738
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$19,320
−HK$593/mo
Today · 4.125%
HK$19,913
baseline
▲ 0.50% · 4.625%
HK$21,124
+HK$1,211/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$39,826/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,845
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$21,404
−HK$568/mo
Today · 4.125%
HK$21,972
baseline
▲ 0.50% · 4.625%
HK$23,130
+HK$1,158/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$43,944/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,611
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$21,252
−HK$652/mo
Today · 4.125%
HK$21,904
baseline
▲ 0.50% · 4.625%
HK$23,237
+HK$1,333/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$43,808/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,930
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,545
−HK$624/mo
Today · 4.125%
HK$24,169
baseline
▲ 0.50% · 4.625%
HK$25,443
+HK$1,274/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$48,338/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,485
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,184
−HK$711/mo
Today · 4.125%
HK$23,895
baseline
▲ 0.50% · 4.625%
HK$25,349
+HK$1,454/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$47,790/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,014
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,685
−HK$681/mo
Today · 4.125%
HK$26,366
baseline
▲ 0.50% · 4.625%
HK$27,756
+HK$1,390/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$52,732/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,359
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$25,116
−HK$770/mo
Today · 4.125%
HK$25,886
baseline
▲ 0.50% · 4.625%
HK$27,461
+HK$1,575/mo
Deposit HK$2.88M · loan HK$5.34M · min. income ≈ HK$51,772/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,099
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,826
−HK$737/mo
Today · 4.125%
HK$28,563
baseline
▲ 0.50% · 4.625%
HK$30,069
+HK$1,506/mo
Deposit HK$2.88M · loan HK$5.34M · min. income ≈ HK$57,126/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,233
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$27,049
−HK$829/mo
Today · 4.125%
HK$27,878
baseline
▲ 0.50% · 4.625%
HK$29,574
+HK$1,696/mo
Deposit HK$2.47M · loan HK$5.75M · min. income ≈ HK$55,756/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,183
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,966
−HK$794/mo
Today · 4.125%
HK$30,760
baseline
▲ 0.50% · 4.625%
HK$32,382
+HK$1,622/mo
Deposit HK$2.47M · loan HK$5.75M · min. income ≈ HK$61,520/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,106
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$28,981
−HK$888/mo
Today · 4.125%
HK$29,869
baseline
▲ 0.50% · 4.625%
HK$31,686
+HK$1,817/mo
Deposit HK$2.05M · loan HK$6.16M · min. income ≈ HK$59,738/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,268
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$32,107
−HK$850/mo
Today · 4.125%
HK$32,957
baseline
▲ 0.50% · 4.625%
HK$34,695
+HK$1,738/mo
Deposit HK$2.05M · loan HK$6.16M · min. income ≈ HK$65,914/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,980
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$30,913
−HK$947/mo
Today · 4.125%
HK$31,860
baseline
▲ 0.50% · 4.625%
HK$33,799
+HK$1,939/mo
Deposit HK$1.64M · loan HK$6.57M · min. income ≈ HK$63,720/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,353
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$34,247
−HK$907/mo
Today · 4.125%
HK$35,154
baseline
▲ 0.50% · 4.625%
HK$37,007
+HK$1,853/mo
Deposit HK$1.64M · loan HK$6.57M · min. income ≈ HK$70,308/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,854
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,845
−HK$1,006/mo
Today · 4.125%
HK$33,851
baseline
▲ 0.50% · 4.625%
HK$35,911
+HK$2,060/mo
Deposit HK$1.23M · loan HK$6.98M · min. income ≈ HK$67,702/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,437
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,387
−HK$965/mo
Today · 4.125%
HK$37,352
baseline
▲ 0.50% · 4.625%
HK$39,320
+HK$1,968/mo
Deposit HK$1.23M · loan HK$6.98M · min. income ≈ HK$74,704/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,728
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,777
−HK$1,066/mo
Today · 4.125%
HK$35,843
baseline
▲ 0.50% · 4.625%
HK$38,024
+HK$2,181/mo
Deposit HK$822K · loan HK$7.40M · min. income ≈ HK$71,686/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,522
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,528
−HK$1,021/mo
Today · 4.125%
HK$39,549
baseline
▲ 0.50% · 4.625%
HK$41,633
+HK$2,084/mo
Deposit HK$822K · loan HK$7.40M · min. income ≈ HK$79,098/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,519 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).