▼ 0.50% · 3.625%
HK$19,769
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$20,384
−HK$625/mo
Today · 4.125%
HK$21,009
baseline
▲ 0.50% · 4.625%
HK$22,287
+HK$1,278/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$42,018/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$260,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,993
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$22,583
−HK$598/mo
Today · 4.125%
HK$23,181
baseline
▲ 0.50% · 4.625%
HK$24,403
+HK$1,222/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$46,362/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$260,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,746
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,423
−HK$687/mo
Today · 4.125%
HK$23,110
baseline
▲ 0.50% · 4.625%
HK$24,516
+HK$1,406/mo
Deposit HK$3.90M · loan HK$4.77M · min. income ≈ HK$46,220/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$260,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,193
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,841
−HK$659/mo
Today · 4.125%
HK$25,500
baseline
▲ 0.50% · 4.625%
HK$26,844
+HK$1,344/mo
Deposit HK$3.90M · loan HK$4.77M · min. income ≈ HK$51,000/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$260,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,723
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$24,461
−HK$750/mo
Today · 4.125%
HK$25,211
baseline
▲ 0.50% · 4.625%
HK$26,745
+HK$1,534/mo
Deposit HK$3.47M · loan HK$5.20M · min. income ≈ HK$50,422/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,392
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$27,100
−HK$718/mo
Today · 4.125%
HK$27,818
baseline
▲ 0.50% · 4.625%
HK$29,284
+HK$1,466/mo
Deposit HK$3.47M · loan HK$5.20M · min. income ≈ HK$55,636/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,700
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$26,500
−HK$812/mo
Today · 4.125%
HK$27,312
baseline
▲ 0.50% · 4.625%
HK$28,974
+HK$1,662/mo
Deposit HK$3.03M · loan HK$5.64M · min. income ≈ HK$54,624/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$260,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,591
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$29,358
−HK$778/mo
Today · 4.125%
HK$30,136
baseline
▲ 0.50% · 4.625%
HK$31,724
+HK$1,588/mo
Deposit HK$3.03M · loan HK$5.64M · min. income ≈ HK$60,272/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$260,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,677
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$28,538
−HK$875/mo
Today · 4.125%
HK$29,413
baseline
▲ 0.50% · 4.625%
HK$31,202
+HK$1,789/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$58,826/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,791
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,616
−HK$838/mo
Today · 4.125%
HK$32,454
baseline
▲ 0.50% · 4.625%
HK$34,165
+HK$1,711/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$64,908/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,654
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,576
−HK$938/mo
Today · 4.125%
HK$31,514
baseline
▲ 0.50% · 4.625%
HK$33,431
+HK$1,917/mo
Deposit HK$2.17M · loan HK$6.50M · min. income ≈ HK$63,028/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,990
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,875
−HK$897/mo
Today · 4.125%
HK$34,772
baseline
▲ 0.50% · 4.625%
HK$36,605
+HK$1,833/mo
Deposit HK$2.17M · loan HK$6.50M · min. income ≈ HK$69,544/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,631
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,615
−HK$1,000/mo
Today · 4.125%
HK$33,615
baseline
▲ 0.50% · 4.625%
HK$35,660
+HK$2,045/mo
Deposit HK$1.73M · loan HK$6.94M · min. income ≈ HK$67,230/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$260,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,189
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,133
−HK$957/mo
Today · 4.125%
HK$37,090
baseline
▲ 0.50% · 4.625%
HK$39,045
+HK$1,955/mo
Deposit HK$1.73M · loan HK$6.94M · min. income ≈ HK$74,180/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$260,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,608
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$34,653
−HK$1,062/mo
Today · 4.125%
HK$35,715
baseline
▲ 0.50% · 4.625%
HK$37,889
+HK$2,174/mo
Deposit HK$1.30M · loan HK$7.37M · min. income ≈ HK$71,430/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,389
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$38,391
−HK$1,018/mo
Today · 4.125%
HK$39,409
baseline
▲ 0.50% · 4.625%
HK$41,486
+HK$2,077/mo
Deposit HK$1.30M · loan HK$7.37M · min. income ≈ HK$78,818/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,585
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,692
−HK$1,124/mo
Today · 4.125%
HK$37,816
baseline
▲ 0.50% · 4.625%
HK$40,117
+HK$2,301/mo
Deposit HK$867K · loan HK$7.80M · min. income ≈ HK$75,632/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,588
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,650
−HK$1,077/mo
Today · 4.125%
HK$41,727
baseline
▲ 0.50% · 4.625%
HK$43,926
+HK$2,199/mo
Deposit HK$867K · loan HK$7.80M · min. income ≈ HK$83,454/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,095 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).