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At today's rate and a 90% mortgage, the deposit on this unit is about HK$430K, with repayments around HK$18,761/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$430K · loan HK$3.87M · min. income ≈ HK$37,522/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$60,351 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to LR-Sam Shing Station.
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 35 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 26/F
- Flat
- H
- Saleable Area
- 437 Saleable ft²
- Gross Area
- 554 ft²
- Efficiency
- 79%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-07-04 | HK$3.75M | −27.2% 7.3y · −4.0%/yr |
| 2018-04-18 | HK$5.15M | +75.8% 4.3y · 18.0%/yr |
| 2013-12-16 | HK$2.93M | +130.7% |
| 2008-06-18 | HK$1.27M | +32.3% |
| 2005-04-28 | HK$960K | +9.1% |
| 2005-03-19 | HK$880K | −64.5% |
| 1997-09-27 | HK$2.48M | +8.8% |
| 1997-04-18 | HK$2.28M | — |