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At today's rate and a 90% mortgage, the deposit on this unit is about HK$469K, with repayments around HK$20,457/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$469K · loan HK$4.22M · min. income ≈ HK$40,914/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$86,509 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to LR-Sam Shing Station.
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 35 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- B
- Saleable Area
- 529 Saleable ft²
- Gross Area
- 662 ft²
- Efficiency
- 80%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-07-10 | HK$5.90M | +48.2% 3.2y · 15.0%/yr |
| 2017-04-12 | HK$3.98M | +6.7% 1.0y |
| 2016-04-08 | HK$3.73M | +119.4% 5.8y · 21.0%/yr |
| 2010-07-08 | HK$1.70M | — |