▼ 0.50% · 3.625%
HK$2,099
−HK$132/mo
▼ 0.25% · 3.875%
HK$2,164
−HK$67/mo
Today · 4.125%
HK$2,231
baseline
▲ 0.50% · 4.625%
HK$2,366
+HK$135/mo
Deposit HK$460K · loan HK$460K · min. income ≈ HK$4,462/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,335
−HK$126/mo
▼ 0.25% · 3.875%
HK$2,398
−HK$63/mo
Today · 4.125%
HK$2,461
baseline
▲ 0.50% · 4.625%
HK$2,591
+HK$130/mo
Deposit HK$460K · loan HK$460K · min. income ≈ HK$4,922/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,309
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,381
−HK$73/mo
Today · 4.125%
HK$2,454
baseline
▲ 0.50% · 4.625%
HK$2,603
+HK$149/mo
Deposit HK$414K · loan HK$506K · min. income ≈ HK$4,908/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,569
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,638
−HK$70/mo
Today · 4.125%
HK$2,708
baseline
▲ 0.50% · 4.625%
HK$2,850
+HK$142/mo
Deposit HK$414K · loan HK$506K · min. income ≈ HK$5,416/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,519
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,597
−HK$80/mo
Today · 4.125%
HK$2,677
baseline
▲ 0.50% · 4.625%
HK$2,840
+HK$163/mo
Deposit HK$368K · loan HK$552K · min. income ≈ HK$5,354/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,802
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,877
−HK$77/mo
Today · 4.125%
HK$2,954
baseline
▲ 0.50% · 4.625%
HK$3,109
+HK$155/mo
Deposit HK$368K · loan HK$552K · min. income ≈ HK$5,908/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,729
−HK$171/mo
▼ 0.25% · 3.875%
HK$2,814
−HK$86/mo
Today · 4.125%
HK$2,900
baseline
▲ 0.50% · 4.625%
HK$3,076
+HK$176/mo
Deposit HK$322K · loan HK$598K · min. income ≈ HK$5,800/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,036
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,117
−HK$83/mo
Today · 4.125%
HK$3,200
baseline
▲ 0.50% · 4.625%
HK$3,368
+HK$168/mo
Deposit HK$322K · loan HK$598K · min. income ≈ HK$6,400/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,939
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,030
−HK$93/mo
Today · 4.125%
HK$3,123
baseline
▲ 0.50% · 4.625%
HK$3,313
+HK$190/mo
Deposit HK$276K · loan HK$644K · min. income ≈ HK$6,246/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,269
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,357
−HK$89/mo
Today · 4.125%
HK$3,446
baseline
▲ 0.50% · 4.625%
HK$3,628
+HK$182/mo
Deposit HK$276K · loan HK$644K · min. income ≈ HK$6,892/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,149
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,247
−HK$99/mo
Today · 4.125%
HK$3,346
baseline
▲ 0.50% · 4.625%
HK$3,550
+HK$204/mo
Deposit HK$230K · loan HK$690K · min. income ≈ HK$6,692/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,503
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,597
−HK$95/mo
Today · 4.125%
HK$3,692
baseline
▲ 0.50% · 4.625%
HK$3,887
+HK$195/mo
Deposit HK$230K · loan HK$690K · min. income ≈ HK$7,384/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,359
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,463
−HK$106/mo
Today · 4.125%
HK$3,569
baseline
▲ 0.50% · 4.625%
HK$3,786
+HK$217/mo
Deposit HK$184K · loan HK$736K · min. income ≈ HK$7,138/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,736
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,837
−HK$101/mo
Today · 4.125%
HK$3,938
baseline
▲ 0.50% · 4.625%
HK$4,146
+HK$208/mo
Deposit HK$184K · loan HK$736K · min. income ≈ HK$7,876/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,568
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,679
−HK$113/mo
Today · 4.125%
HK$3,792
baseline
▲ 0.50% · 4.625%
HK$4,023
+HK$231/mo
Deposit HK$138K · loan HK$782K · min. income ≈ HK$7,584/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,970
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,076
−HK$108/mo
Today · 4.125%
HK$4,184
baseline
▲ 0.50% · 4.625%
HK$4,405
+HK$221/mo
Deposit HK$138K · loan HK$782K · min. income ≈ HK$8,368/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,778
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,896
−HK$119/mo
Today · 4.125%
HK$4,015
baseline
▲ 0.50% · 4.625%
HK$4,260
+HK$245/mo
Deposit HK$92K · loan HK$828K · min. income ≈ HK$8,030/mo (50% DSR)
Upfront cash ≈ HK$92K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,203
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,316
−HK$115/mo
Today · 4.125%
HK$4,431
baseline
▲ 0.50% · 4.625%
HK$4,664
+HK$233/mo
Deposit HK$92K · loan HK$828K · min. income ≈ HK$8,862/mo (50% DSR)
Upfront cash ≈ HK$92K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).