▼ 0.50% · 3.625%
HK$3,490
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,598
−HK$111/mo
Today · 4.125%
HK$3,709
baseline
▲ 0.50% · 4.625%
HK$3,934
+HK$225/mo
Deposit HK$765K · loan HK$765K · min. income ≈ HK$7,418/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,882
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,986
−HK$106/mo
Today · 4.125%
HK$4,092
baseline
▲ 0.50% · 4.625%
HK$4,308
+HK$216/mo
Deposit HK$765K · loan HK$765K · min. income ≈ HK$8,184/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,839
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,958
−HK$121/mo
Today · 4.125%
HK$4,079
baseline
▲ 0.50% · 4.625%
HK$4,328
+HK$249/mo
Deposit HK$689K · loan HK$842K · min. income ≈ HK$8,158/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,270
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,385
−HK$116/mo
Today · 4.125%
HK$4,501
baseline
▲ 0.50% · 4.625%
HK$4,738
+HK$237/mo
Deposit HK$689K · loan HK$842K · min. income ≈ HK$9,002/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,188
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,318
−HK$132/mo
Today · 4.125%
HK$4,450
baseline
▲ 0.50% · 4.625%
HK$4,721
+HK$271/mo
Deposit HK$612K · loan HK$918K · min. income ≈ HK$8,900/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,659
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,784
−HK$126/mo
Today · 4.125%
HK$4,910
baseline
▲ 0.50% · 4.625%
HK$5,169
+HK$259/mo
Deposit HK$612K · loan HK$918K · min. income ≈ HK$9,820/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,537
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,678
−HK$143/mo
Today · 4.125%
HK$4,821
baseline
▲ 0.50% · 4.625%
HK$5,114
+HK$293/mo
Deposit HK$536K · loan HK$995K · min. income ≈ HK$9,642/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,047
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,182
−HK$138/mo
Today · 4.125%
HK$5,320
baseline
▲ 0.50% · 4.625%
HK$5,600
+HK$280/mo
Deposit HK$536K · loan HK$995K · min. income ≈ HK$10,640/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,886
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,038
−HK$154/mo
Today · 4.125%
HK$5,192
baseline
▲ 0.50% · 4.625%
HK$5,508
+HK$316/mo
Deposit HK$459K · loan HK$1.07M · min. income ≈ HK$10,384/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,435
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,581
−HK$148/mo
Today · 4.125%
HK$5,729
baseline
▲ 0.50% · 4.625%
HK$6,031
+HK$302/mo
Deposit HK$459K · loan HK$1.07M · min. income ≈ HK$11,458/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,235
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,397
−HK$166/mo
Today · 4.125%
HK$5,563
baseline
▲ 0.50% · 4.625%
HK$5,901
+HK$338/mo
Deposit HK$383K · loan HK$1.15M · min. income ≈ HK$11,126/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,823
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,980
−HK$158/mo
Today · 4.125%
HK$6,138
baseline
▲ 0.50% · 4.625%
HK$6,461
+HK$323/mo
Deposit HK$383K · loan HK$1.15M · min. income ≈ HK$12,276/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,583
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,757
−HK$177/mo
Today · 4.125%
HK$5,934
baseline
▲ 0.50% · 4.625%
HK$6,295
+HK$361/mo
Deposit HK$306K · loan HK$1.22M · min. income ≈ HK$11,868/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,212
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,378
−HK$169/mo
Today · 4.125%
HK$6,547
baseline
▲ 0.50% · 4.625%
HK$6,892
+HK$345/mo
Deposit HK$306K · loan HK$1.22M · min. income ≈ HK$13,094/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,932
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,117
−HK$187/mo
Today · 4.125%
HK$6,304
baseline
▲ 0.50% · 4.625%
HK$6,688
+HK$384/mo
Deposit HK$230K · loan HK$1.30M · min. income ≈ HK$12,608/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,600
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,777
−HK$179/mo
Today · 4.125%
HK$6,956
baseline
▲ 0.50% · 4.625%
HK$7,323
+HK$367/mo
Deposit HK$230K · loan HK$1.30M · min. income ≈ HK$13,912/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,281
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,477
−HK$198/mo
Today · 4.125%
HK$6,675
baseline
▲ 0.50% · 4.625%
HK$7,081
+HK$406/mo
Deposit HK$153K · loan HK$1.38M · min. income ≈ HK$13,350/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,988
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,175
−HK$191/mo
Today · 4.125%
HK$7,366
baseline
▲ 0.50% · 4.625%
HK$7,754
+HK$388/mo
Deposit HK$153K · loan HK$1.38M · min. income ≈ HK$14,732/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).