▼ 0.50% · 3.625%
HK$1,984
−HK$125/mo
▼ 0.25% · 3.875%
HK$2,046
−HK$63/mo
Today · 4.125%
HK$2,109
baseline
▲ 0.50% · 4.625%
HK$2,237
+HK$128/mo
Deposit HK$435K · loan HK$435K · min. income ≈ HK$4,218/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,207
−HK$120/mo
▼ 0.25% · 3.875%
HK$2,267
−HK$60/mo
Today · 4.125%
HK$2,327
baseline
▲ 0.50% · 4.625%
HK$2,449
+HK$122/mo
Deposit HK$435K · loan HK$435K · min. income ≈ HK$4,654/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,183
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,251
−HK$69/mo
Today · 4.125%
HK$2,320
baseline
▲ 0.50% · 4.625%
HK$2,461
+HK$141/mo
Deposit HK$392K · loan HK$479K · min. income ≈ HK$4,640/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,428
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,493
−HK$66/mo
Today · 4.125%
HK$2,559
baseline
▲ 0.50% · 4.625%
HK$2,694
+HK$135/mo
Deposit HK$392K · loan HK$479K · min. income ≈ HK$5,118/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,381
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,455
−HK$75/mo
Today · 4.125%
HK$2,530
baseline
▲ 0.50% · 4.625%
HK$2,684
+HK$154/mo
Deposit HK$348K · loan HK$522K · min. income ≈ HK$5,060/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,649
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,720
−HK$72/mo
Today · 4.125%
HK$2,792
baseline
▲ 0.50% · 4.625%
HK$2,939
+HK$147/mo
Deposit HK$348K · loan HK$522K · min. income ≈ HK$5,584/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,579
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,660
−HK$81/mo
Today · 4.125%
HK$2,741
baseline
▲ 0.50% · 4.625%
HK$2,908
+HK$167/mo
Deposit HK$305K · loan HK$566K · min. income ≈ HK$5,482/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,870
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,947
−HK$78/mo
Today · 4.125%
HK$3,025
baseline
▲ 0.50% · 4.625%
HK$3,184
+HK$159/mo
Deposit HK$305K · loan HK$566K · min. income ≈ HK$6,050/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,778
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,864
−HK$88/mo
Today · 4.125%
HK$2,952
baseline
▲ 0.50% · 4.625%
HK$3,132
+HK$180/mo
Deposit HK$261K · loan HK$609K · min. income ≈ HK$5,904/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,090
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,173
−HK$84/mo
Today · 4.125%
HK$3,257
baseline
▲ 0.50% · 4.625%
HK$3,429
+HK$172/mo
Deposit HK$261K · loan HK$609K · min. income ≈ HK$6,514/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,976
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,069
−HK$94/mo
Today · 4.125%
HK$3,163
baseline
▲ 0.50% · 4.625%
HK$3,355
+HK$192/mo
Deposit HK$218K · loan HK$653K · min. income ≈ HK$6,326/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,311
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,400
−HK$90/mo
Today · 4.125%
HK$3,490
baseline
▲ 0.50% · 4.625%
HK$3,674
+HK$184/mo
Deposit HK$218K · loan HK$653K · min. income ≈ HK$6,980/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,175
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,273
−HK$101/mo
Today · 4.125%
HK$3,374
baseline
▲ 0.50% · 4.625%
HK$3,579
+HK$205/mo
Deposit HK$174K · loan HK$696K · min. income ≈ HK$6,748/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,532
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,627
−HK$96/mo
Today · 4.125%
HK$3,723
baseline
▲ 0.50% · 4.625%
HK$3,919
+HK$196/mo
Deposit HK$174K · loan HK$696K · min. income ≈ HK$7,446/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,373
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,478
−HK$107/mo
Today · 4.125%
HK$3,585
baseline
▲ 0.50% · 4.625%
HK$3,803
+HK$218/mo
Deposit HK$131K · loan HK$740K · min. income ≈ HK$7,170/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,753
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,853
−HK$102/mo
Today · 4.125%
HK$3,955
baseline
▲ 0.50% · 4.625%
HK$4,164
+HK$209/mo
Deposit HK$131K · loan HK$740K · min. income ≈ HK$7,910/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,572
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,683
−HK$113/mo
Today · 4.125%
HK$3,796
baseline
▲ 0.50% · 4.625%
HK$4,026
+HK$230/mo
Deposit HK$87K · loan HK$783K · min. income ≈ HK$7,592/mo (50% DSR)
Upfront cash ≈ HK$87K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,973
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,080
−HK$108/mo
Today · 4.125%
HK$4,188
baseline
▲ 0.50% · 4.625%
HK$4,409
+HK$221/mo
Deposit HK$87K · loan HK$783K · min. income ≈ HK$8,376/mo (50% DSR)
Upfront cash ≈ HK$87K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).