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At today's rate and a 90% mortgage, the deposit on this unit is about HK$322K, with repayments around HK$14,066/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$322K · loan HK$2.90M · min. income ≈ HK$28,132/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Kwai Hing Station Station.
Family-friendly — 55 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 71 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- J
- Saleable Area
- 366 Saleable ft²
- Gross Area
- 550 ft²
- Efficiency
- 67%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 65
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-04-08 | HK$4.00M | +35.1% 3.7y · 9.0%/yr |
| 2016-07-22 | HK$2.96M | +79.4% 5.0y · 16.0%/yr |
| 2011-07-27 | HK$1.65M | +58.7% |
| 2009-08-14 | HK$1.04M | +30.0% |
| 2009-06-02 | HK$800K | — |