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At today's rate and a 90% mortgage, the deposit on this unit is about HK$328K, with repayments around HK$14,293/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$328K · loan HK$2.95M · min. income ≈ HK$28,586/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Kwai Hing Station Station.
Family-friendly — 55 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 71 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- H
- Saleable Area
- 374 Saleable ft²
- Gross Area
- 502 ft²
- Efficiency
- 75%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 65
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-17 | HK$3.30M | −17.5% 2.8y · −6.0%/yr |
| 2021-06-24 | HK$4.00M | +0.0% 1.2y · 0.0%/yr |
| 2020-03-23 | HK$4.00M | +13.0% 2.8y · 5.0%/yr |
| 2017-05-25 | HK$3.54M | +490.0% 13.3y · 37.0%/yr |
| 2004-03-05 | HK$600K | — |