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At today's rate and a 90% mortgage, the deposit on this unit is about HK$353K, with repayments around HK$15,396/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$353K · loan HK$3.18M · min. income ≈ HK$30,792/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Kwai Hing Station Station.
Family-friendly — 55 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 71 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- B
- Saleable Area
- 408 Saleable ft²
- Gross Area
- 520 ft²
- Efficiency
- 78%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 65
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-22 | HK$4.48M | +12.0% 3.2y · 4.0%/yr |
| 2017-06-30 | HK$4.00M | +233.3% 7.8y · 30.0%/yr |
| 2009-10-16 | HK$1.20M | +20.0% |
| 2008-08-29 | HK$1.00M | +29.9% |
| 2006-12-28 | HK$770K | +8.5% |
| 2002-02-16 | HK$710K | −59.4% |
| 1997-10-22 | HK$1.75M | +32.6% |
| 1997-05-13 | HK$1.32M | — |