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At today's rate and a 90% mortgage, the deposit on this unit is about HK$316K, with repayments around HK$13,805/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$316K · loan HK$2.85M · min. income ≈ HK$27,610/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Tai Wo Hau Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 75 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- C
- Saleable Area
- 219 Saleable ft²
- Gross Area
- 280 ft²
- Efficiency
- 78%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-08-12 | HK$3.70M | +26.3% 4.1y · 6.0%/yr |
| 2016-06-28 | HK$2.93M | +15.8% 3.4y · 5.0%/yr |
| 2013-01-28 | HK$2.53M | +21.6% |
| 2011-01-25 | HK$2.08M | +19.5% |
| 2010-04-01 | HK$1.74M | — |