Skip to content
Crescira AVM · estimated value ● Medium confidence
HK$14.63M
≈ HK$12,340 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.39M, with repayments around HK$49,650/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$46,720
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$48,173
−HK$1,477/mo
Today · 4.125%
HK$49,650
baseline
▲ 0.50% · 4.625%
HK$52,671
+HK$3,021/mo

Deposit HK$4.39M · loan HK$10.24M · min. income ≈ HK$99,300/mo (50% DSR)

Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,808 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
19/F
Flat
E
Saleable Area
1,186 ft²
Gross Area
1,560 ft²
Efficiency
76%
District
Tsuen Wan District · New Territories West
School net (POA)
62

Transaction History

Date Price Gain / loss
2025-09-26 HK$17.00M −24.8%
20.3y
2005-06-07 HK$22.60M +140.8%
1.3y
2004-03-05 HK$9.39M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tsuen Wan
≈ 17 min walk · 1,352 m
(quite far — consider other transport options)
Education
9
schools within 1 km (1 within 500 m)
Daily convenience
10
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
15
parks, libraries, sports within 1 km

Family-friendly — 9 schools within a 1 km walk.

Everyday convenience — 10 shopping and daily-needs spots nearby.

Green space & leisure — 15 parks, libraries and sports venues nearby.

Location

Other appraised units in this building