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Crescira AVM · estimated value Medium confidence
HK$6.96M
≈ HK$11,062 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$696K, with repayments around HK$30,350/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$28,559
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,447
−HK$903/mo
Today · 4.125%
HK$30,350
baseline
▲ 0.50% · 4.625%
HK$32,196
+HK$1,846/mo

Deposit HK$696K · loan HK$6.26M · min. income ≈ HK$60,700/mo (50% DSR)

Upfront cash ≈ HK$905K (deposit + AVD stamp duty HK$208,741 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
10/F
Flat
B
Saleable Area
629 ft²
Gross Area
826 ft²
Efficiency
76%
District
Tsuen Wan District · New Territories West
School net (POA)
62

Transaction History

Date Price Gain / loss
2022-08-03 HK$8.30M +6.4%
4.7y
2017-12-07 HK$7.80M +73.3%
6.8y
2011-02-11 HK$4.50M +36.4%
2009-07-20 HK$3.30M −1.2%
2007-12-11 HK$3.34M +10.6%
2004-06-05 HK$3.02M +20.8%
2004-02-27 HK$2.50M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tsuen Wan
≈ 17 min walk · 1,352 m
(quite far — consider other transport options)
Education
9
schools within 1 km (1 within 500 m)
Daily convenience
10
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
15
parks, libraries, sports within 1 km

Family-friendly — 9 schools within a 1 km walk.

Everyday convenience — 10 shopping and daily-needs spots nearby.

Green space & leisure — 15 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com