▼ 0.50% · 3.625%
HK$14,978
−HK$939/mo
▼ 0.25% · 3.875%
HK$15,444
−HK$473/mo
Today · 4.125%
HK$15,917
baseline
▲ 0.50% · 4.625%
HK$16,886
+HK$969/mo
Deposit HK$3.28M · loan HK$3.28M · min. income ≈ HK$31,834/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$191,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,663
−HK$900/mo
▼ 0.25% · 3.875%
HK$17,109
−HK$454/mo
Today · 4.125%
HK$17,563
baseline
▲ 0.50% · 4.625%
HK$18,489
+HK$926/mo
Deposit HK$3.28M · loan HK$3.28M · min. income ≈ HK$35,126/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$191,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,476
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$16,988
−HK$521/mo
Today · 4.125%
HK$17,509
baseline
▲ 0.50% · 4.625%
HK$18,574
+HK$1,065/mo
Deposit HK$2.96M · loan HK$3.61M · min. income ≈ HK$35,018/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$191,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,329
−HK$990/mo
▼ 0.25% · 3.875%
HK$18,820
−HK$499/mo
Today · 4.125%
HK$19,319
baseline
▲ 0.50% · 4.625%
HK$20,337
+HK$1,018/mo
Deposit HK$2.96M · loan HK$3.61M · min. income ≈ HK$38,638/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$191,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,973
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$18,532
−HK$568/mo
Today · 4.125%
HK$19,100
baseline
▲ 0.50% · 4.625%
HK$20,263
+HK$1,163/mo
Deposit HK$2.63M · loan HK$3.94M · min. income ≈ HK$38,200/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$191,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,995
−HK$1,080/mo
▼ 0.25% · 3.875%
HK$20,531
−HK$544/mo
Today · 4.125%
HK$21,075
baseline
▲ 0.50% · 4.625%
HK$22,186
+HK$1,111/mo
Deposit HK$2.63M · loan HK$3.94M · min. income ≈ HK$42,150/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$191,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,471
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$20,077
−HK$615/mo
Today · 4.125%
HK$20,692
baseline
▲ 0.50% · 4.625%
HK$21,951
+HK$1,259/mo
Deposit HK$2.30M · loan HK$4.27M · min. income ≈ HK$41,384/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$191,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,661
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,242
−HK$590/mo
Today · 4.125%
HK$22,832
baseline
▲ 0.50% · 4.625%
HK$24,035
+HK$1,203/mo
Deposit HK$2.30M · loan HK$4.27M · min. income ≈ HK$45,664/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$191,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,969
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$21,621
−HK$663/mo
Today · 4.125%
HK$22,284
baseline
▲ 0.50% · 4.625%
HK$23,640
+HK$1,356/mo
Deposit HK$1.97M · loan HK$4.60M · min. income ≈ HK$44,568/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$191,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,328
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$23,953
−HK$635/mo
Today · 4.125%
HK$24,588
baseline
▲ 0.50% · 4.625%
HK$25,884
+HK$1,296/mo
Deposit HK$1.97M · loan HK$4.60M · min. income ≈ HK$49,176/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$191,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,467
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,165
−HK$711/mo
Today · 4.125%
HK$23,876
baseline
▲ 0.50% · 4.625%
HK$25,328
+HK$1,452/mo
Deposit HK$1.64M · loan HK$4.93M · min. income ≈ HK$47,752/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$191,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,994
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,664
−HK$680/mo
Today · 4.125%
HK$26,344
baseline
▲ 0.50% · 4.625%
HK$27,733
+HK$1,389/mo
Deposit HK$1.64M · loan HK$4.93M · min. income ≈ HK$52,688/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$191,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,964
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,710
−HK$757/mo
Today · 4.125%
HK$25,467
baseline
▲ 0.50% · 4.625%
HK$27,017
+HK$1,550/mo
Deposit HK$1.31M · loan HK$5.25M · min. income ≈ HK$50,934/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$191,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,660
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$27,375
−HK$726/mo
Today · 4.125%
HK$28,101
baseline
▲ 0.50% · 4.625%
HK$29,582
+HK$1,481/mo
Deposit HK$1.31M · loan HK$5.25M · min. income ≈ HK$56,202/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$191,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,462
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$26,254
−HK$805/mo
Today · 4.125%
HK$27,059
baseline
▲ 0.50% · 4.625%
HK$28,705
+HK$1,646/mo
Deposit HK$985K · loan HK$5.58M · min. income ≈ HK$54,118/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$191,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,326
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,086
−HK$771/mo
Today · 4.125%
HK$29,857
baseline
▲ 0.50% · 4.625%
HK$31,431
+HK$1,574/mo
Deposit HK$985K · loan HK$5.58M · min. income ≈ HK$59,714/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$191,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,960
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,799
−HK$852/mo
Today · 4.125%
HK$28,651
baseline
▲ 0.50% · 4.625%
HK$30,394
+HK$1,743/mo
Deposit HK$657K · loan HK$5.91M · min. income ≈ HK$57,302/mo (50% DSR)
Upfront cash ≈ HK$849K (deposit + AVD stamp duty HK$191,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,993
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$30,797
−HK$816/mo
Today · 4.125%
HK$31,613
baseline
▲ 0.50% · 4.625%
HK$33,279
+HK$1,666/mo
Deposit HK$657K · loan HK$5.91M · min. income ≈ HK$63,226/mo (50% DSR)
Upfront cash ≈ HK$849K (deposit + AVD stamp duty HK$191,846 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).