▼ 0.50% · 3.625%
HK$14,746
−HK$925/mo
▼ 0.25% · 3.875%
HK$15,205
−HK$466/mo
Today · 4.125%
HK$15,671
baseline
▲ 0.50% · 4.625%
HK$16,624
+HK$953/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$31,342/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$181,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,405
−HK$886/mo
▼ 0.25% · 3.875%
HK$16,845
−HK$446/mo
Today · 4.125%
HK$17,291
baseline
▲ 0.50% · 4.625%
HK$18,202
+HK$911/mo
Deposit HK$3.23M · loan HK$3.23M · min. income ≈ HK$34,582/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$181,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,220
−HK$1,018/mo
▼ 0.25% · 3.875%
HK$16,725
−HK$513/mo
Today · 4.125%
HK$17,238
baseline
▲ 0.50% · 4.625%
HK$18,286
+HK$1,048/mo
Deposit HK$2.91M · loan HK$3.56M · min. income ≈ HK$34,476/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$181,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,045
−HK$975/mo
▼ 0.25% · 3.875%
HK$18,529
−HK$491/mo
Today · 4.125%
HK$19,020
baseline
▲ 0.50% · 4.625%
HK$20,023
+HK$1,003/mo
Deposit HK$2.91M · loan HK$3.56M · min. income ≈ HK$38,040/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$181,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,695
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$18,245
−HK$560/mo
Today · 4.125%
HK$18,805
baseline
▲ 0.50% · 4.625%
HK$19,949
+HK$1,144/mo
Deposit HK$2.59M · loan HK$3.88M · min. income ≈ HK$37,610/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$181,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,686
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$20,214
−HK$535/mo
Today · 4.125%
HK$20,749
baseline
▲ 0.50% · 4.625%
HK$21,843
+HK$1,094/mo
Deposit HK$2.59M · loan HK$3.88M · min. income ≈ HK$41,498/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$181,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,170
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$19,766
−HK$606/mo
Today · 4.125%
HK$20,372
baseline
▲ 0.50% · 4.625%
HK$21,611
+HK$1,239/mo
Deposit HK$2.26M · loan HK$4.20M · min. income ≈ HK$40,744/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$181,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,326
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$21,898
−HK$580/mo
Today · 4.125%
HK$22,478
baseline
▲ 0.50% · 4.625%
HK$23,663
+HK$1,185/mo
Deposit HK$2.26M · loan HK$4.20M · min. income ≈ HK$44,956/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$181,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,644
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$21,286
−HK$653/mo
Today · 4.125%
HK$21,939
baseline
▲ 0.50% · 4.625%
HK$23,274
+HK$1,335/mo
Deposit HK$1.94M · loan HK$4.53M · min. income ≈ HK$43,878/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$181,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,966
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,582
−HK$625/mo
Today · 4.125%
HK$24,207
baseline
▲ 0.50% · 4.625%
HK$25,483
+HK$1,276/mo
Deposit HK$1.94M · loan HK$4.53M · min. income ≈ HK$48,414/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$181,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,119
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$22,807
−HK$699/mo
Today · 4.125%
HK$23,506
baseline
▲ 0.50% · 4.625%
HK$24,936
+HK$1,430/mo
Deposit HK$1.62M · loan HK$4.85M · min. income ≈ HK$47,012/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$181,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,607
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,267
−HK$669/mo
Today · 4.125%
HK$25,936
baseline
▲ 0.50% · 4.625%
HK$27,304
+HK$1,368/mo
Deposit HK$1.62M · loan HK$4.85M · min. income ≈ HK$51,872/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$181,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,593
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$24,327
−HK$746/mo
Today · 4.125%
HK$25,073
baseline
▲ 0.50% · 4.625%
HK$26,599
+HK$1,526/mo
Deposit HK$1.29M · loan HK$5.17M · min. income ≈ HK$50,146/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$181,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,247
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$26,951
−HK$714/mo
Today · 4.125%
HK$27,665
baseline
▲ 0.50% · 4.625%
HK$29,124
+HK$1,459/mo
Deposit HK$1.29M · loan HK$5.17M · min. income ≈ HK$55,330/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$181,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,068
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,848
−HK$792/mo
Today · 4.125%
HK$26,640
baseline
▲ 0.50% · 4.625%
HK$28,261
+HK$1,621/mo
Deposit HK$970K · loan HK$5.50M · min. income ≈ HK$53,280/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$181,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,888
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,636
−HK$759/mo
Today · 4.125%
HK$29,395
baseline
▲ 0.50% · 4.625%
HK$30,944
+HK$1,549/mo
Deposit HK$970K · loan HK$5.50M · min. income ≈ HK$58,790/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$181,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,543
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,368
−HK$839/mo
Today · 4.125%
HK$28,207
baseline
▲ 0.50% · 4.625%
HK$29,923
+HK$1,716/mo
Deposit HK$647K · loan HK$5.82M · min. income ≈ HK$56,414/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$181,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,528
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,320
−HK$804/mo
Today · 4.125%
HK$31,124
baseline
▲ 0.50% · 4.625%
HK$32,764
+HK$1,640/mo
Deposit HK$647K · loan HK$5.82M · min. income ≈ HK$62,248/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$181,676 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).