▼ 0.50% · 3.625%
HK$20,947
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$21,599
−HK$662/mo
Today · 4.125%
HK$22,261
baseline
▲ 0.50% · 4.625%
HK$23,615
+HK$1,354/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$44,522/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$288,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,304
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,929
−HK$634/mo
Today · 4.125%
HK$24,563
baseline
▲ 0.50% · 4.625%
HK$25,857
+HK$1,294/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$49,126/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$288,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,042
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$23,759
−HK$728/mo
Today · 4.125%
HK$24,487
baseline
▲ 0.50% · 4.625%
HK$25,977
+HK$1,490/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$48,974/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$288,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,634
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$26,321
−HK$698/mo
Today · 4.125%
HK$27,019
baseline
▲ 0.50% · 4.625%
HK$28,443
+HK$1,424/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$54,038/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$288,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,137
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$25,919
−HK$794/mo
Today · 4.125%
HK$26,713
baseline
▲ 0.50% · 4.625%
HK$28,338
+HK$1,625/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$53,426/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$288,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,964
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$28,714
−HK$761/mo
Today · 4.125%
HK$29,475
baseline
▲ 0.50% · 4.625%
HK$31,029
+HK$1,554/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$58,950/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$288,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,231
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,078
−HK$861/mo
Today · 4.125%
HK$28,939
baseline
▲ 0.50% · 4.625%
HK$30,700
+HK$1,761/mo
Deposit HK$3.22M · loan HK$5.97M · min. income ≈ HK$57,878/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$288,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,295
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,107
−HK$824/mo
Today · 4.125%
HK$31,931
baseline
▲ 0.50% · 4.625%
HK$33,615
+HK$1,684/mo
Deposit HK$3.22M · loan HK$5.97M · min. income ≈ HK$63,862/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$288,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,326
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,238
−HK$927/mo
Today · 4.125%
HK$31,165
baseline
▲ 0.50% · 4.625%
HK$33,061
+HK$1,896/mo
Deposit HK$2.76M · loan HK$6.43M · min. income ≈ HK$62,330/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$288,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,625
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,500
−HK$888/mo
Today · 4.125%
HK$34,388
baseline
▲ 0.50% · 4.625%
HK$36,200
+HK$1,812/mo
Deposit HK$2.76M · loan HK$6.43M · min. income ≈ HK$68,776/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$288,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,421
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,398
−HK$993/mo
Today · 4.125%
HK$33,391
baseline
▲ 0.50% · 4.625%
HK$35,423
+HK$2,032/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$66,782/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$288,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,955
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,893
−HK$951/mo
Today · 4.125%
HK$36,844
baseline
▲ 0.50% · 4.625%
HK$38,786
+HK$1,942/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$73,688/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$288,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,516
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,558
−HK$1,059/mo
Today · 4.125%
HK$35,617
baseline
▲ 0.50% · 4.625%
HK$37,785
+HK$2,168/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$71,234/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$288,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,286
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,286
−HK$1,014/mo
Today · 4.125%
HK$39,300
baseline
▲ 0.50% · 4.625%
HK$41,372
+HK$2,072/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$78,600/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$288,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,610
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$36,718
−HK$1,125/mo
Today · 4.125%
HK$37,843
baseline
▲ 0.50% · 4.625%
HK$40,146
+HK$2,303/mo
Deposit HK$1.38M · loan HK$7.81M · min. income ≈ HK$75,686/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$288,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,616
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$40,679
−HK$1,077/mo
Today · 4.125%
HK$41,756
baseline
▲ 0.50% · 4.625%
HK$43,957
+HK$2,201/mo
Deposit HK$1.38M · loan HK$7.81M · min. income ≈ HK$83,512/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$288,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,705
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$38,878
−HK$1,191/mo
Today · 4.125%
HK$40,069
baseline
▲ 0.50% · 4.625%
HK$42,508
+HK$2,439/mo
Deposit HK$919K · loan HK$8.27M · min. income ≈ HK$80,138/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$288,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,946
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,071
−HK$1,142/mo
Today · 4.125%
HK$44,213
baseline
▲ 0.50% · 4.625%
HK$46,543
+HK$2,330/mo
Deposit HK$919K · loan HK$8.27M · min. income ≈ HK$88,426/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$288,636 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).