▼ 0.50% · 3.625%
HK$20,493
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$21,130
−HK$648/mo
Today · 4.125%
HK$21,778
baseline
▲ 0.50% · 4.625%
HK$23,103
+HK$1,325/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$43,556/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,798
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$23,409
−HK$621/mo
Today · 4.125%
HK$24,030
baseline
▲ 0.50% · 4.625%
HK$25,296
+HK$1,266/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$48,060/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,542
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,243
−HK$713/mo
Today · 4.125%
HK$23,956
baseline
▲ 0.50% · 4.625%
HK$25,413
+HK$1,457/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$47,912/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,078
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,750
−HK$683/mo
Today · 4.125%
HK$26,433
baseline
▲ 0.50% · 4.625%
HK$27,826
+HK$1,393/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$52,866/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,591
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$25,356
−HK$777/mo
Today · 4.125%
HK$26,133
baseline
▲ 0.50% · 4.625%
HK$27,723
+HK$1,590/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$52,266/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,358
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$28,091
−HK$745/mo
Today · 4.125%
HK$28,836
baseline
▲ 0.50% · 4.625%
HK$30,356
+HK$1,520/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$57,672/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,641
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,469
−HK$842/mo
Today · 4.125%
HK$28,311
baseline
▲ 0.50% · 4.625%
HK$30,034
+HK$1,723/mo
Deposit HK$3.15M · loan HK$5.84M · min. income ≈ HK$56,622/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$269,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,637
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,432
−HK$807/mo
Today · 4.125%
HK$31,239
baseline
▲ 0.50% · 4.625%
HK$32,885
+HK$1,646/mo
Deposit HK$3.15M · loan HK$5.84M · min. income ≈ HK$62,478/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$269,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,690
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,582
−HK$907/mo
Today · 4.125%
HK$30,489
baseline
▲ 0.50% · 4.625%
HK$32,344
+HK$1,855/mo
Deposit HK$2.70M · loan HK$6.29M · min. income ≈ HK$60,978/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$269,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,917
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,773
−HK$868/mo
Today · 4.125%
HK$33,641
baseline
▲ 0.50% · 4.625%
HK$35,415
+HK$1,774/mo
Deposit HK$2.70M · loan HK$6.29M · min. income ≈ HK$67,282/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$269,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,739
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,695
−HK$972/mo
Today · 4.125%
HK$32,667
baseline
▲ 0.50% · 4.625%
HK$34,654
+HK$1,987/mo
Deposit HK$2.25M · loan HK$6.74M · min. income ≈ HK$65,334/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,197
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$35,114
−HK$930/mo
Today · 4.125%
HK$36,044
baseline
▲ 0.50% · 4.625%
HK$37,944
+HK$1,900/mo
Deposit HK$2.25M · loan HK$6.74M · min. income ≈ HK$72,088/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$269,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,788
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$33,808
−HK$1,036/mo
Today · 4.125%
HK$34,844
baseline
▲ 0.50% · 4.625%
HK$36,965
+HK$2,121/mo
Deposit HK$1.80M · loan HK$7.19M · min. income ≈ HK$69,688/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,477
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$37,455
−HK$992/mo
Today · 4.125%
HK$38,447
baseline
▲ 0.50% · 4.625%
HK$40,474
+HK$2,027/mo
Deposit HK$1.80M · loan HK$7.19M · min. income ≈ HK$76,894/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,838
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,921
−HK$1,101/mo
Today · 4.125%
HK$37,022
baseline
▲ 0.50% · 4.625%
HK$39,275
+HK$2,253/mo
Deposit HK$1.35M · loan HK$7.64M · min. income ≈ HK$74,044/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,756
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,796
−HK$1,054/mo
Today · 4.125%
HK$40,850
baseline
▲ 0.50% · 4.625%
HK$43,004
+HK$2,154/mo
Deposit HK$1.35M · loan HK$7.64M · min. income ≈ HK$81,700/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,887
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$38,034
−HK$1,166/mo
Today · 4.125%
HK$39,200
baseline
▲ 0.50% · 4.625%
HK$41,585
+HK$2,385/mo
Deposit HK$899K · loan HK$8.09M · min. income ≈ HK$78,400/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,036
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$42,137
−HK$1,116/mo
Today · 4.125%
HK$43,253
baseline
▲ 0.50% · 4.625%
HK$45,533
+HK$2,280/mo
Deposit HK$899K · loan HK$8.09M · min. income ≈ HK$86,506/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,611 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).