▼ 0.50% · 3.625%
HK$21,620
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$22,293
−HK$683/mo
Today · 4.125%
HK$22,976
baseline
▲ 0.50% · 4.625%
HK$24,374
+HK$1,398/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$45,952/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$318,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,052
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$24,697
−HK$655/mo
Today · 4.125%
HK$25,352
baseline
▲ 0.50% · 4.625%
HK$26,688
+HK$1,336/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$50,704/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$318,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,782
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$24,522
−HK$752/mo
Today · 4.125%
HK$25,274
baseline
▲ 0.50% · 4.625%
HK$26,811
+HK$1,537/mo
Deposit HK$4.27M · loan HK$5.21M · min. income ≈ HK$50,548/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$318,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,458
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,167
−HK$720/mo
Today · 4.125%
HK$27,887
baseline
▲ 0.50% · 4.625%
HK$29,357
+HK$1,470/mo
Deposit HK$4.27M · loan HK$5.21M · min. income ≈ HK$55,774/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$318,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,944
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$26,751
−HK$820/mo
Today · 4.125%
HK$27,571
baseline
▲ 0.50% · 4.625%
HK$29,249
+HK$1,678/mo
Deposit HK$3.79M · loan HK$5.69M · min. income ≈ HK$55,142/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$318,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,863
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$29,637
−HK$785/mo
Today · 4.125%
HK$30,422
baseline
▲ 0.50% · 4.625%
HK$32,026
+HK$1,604/mo
Deposit HK$3.79M · loan HK$5.69M · min. income ≈ HK$60,844/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$318,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,106
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$28,981
−HK$888/mo
Today · 4.125%
HK$29,869
baseline
▲ 0.50% · 4.625%
HK$31,686
+HK$1,817/mo
Deposit HK$3.32M · loan HK$6.16M · min. income ≈ HK$59,738/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$318,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,268
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$32,107
−HK$850/mo
Today · 4.125%
HK$32,957
baseline
▲ 0.50% · 4.625%
HK$34,695
+HK$1,738/mo
Deposit HK$3.32M · loan HK$6.16M · min. income ≈ HK$65,914/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$318,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,268
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$31,210
−HK$956/mo
Today · 4.125%
HK$32,166
baseline
▲ 0.50% · 4.625%
HK$34,124
+HK$1,958/mo
Deposit HK$2.84M · loan HK$6.64M · min. income ≈ HK$64,332/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$318,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,673
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,576
−HK$917/mo
Today · 4.125%
HK$35,493
baseline
▲ 0.50% · 4.625%
HK$37,363
+HK$1,870/mo
Deposit HK$2.84M · loan HK$6.64M · min. income ≈ HK$70,986/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$318,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,430
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$33,439
−HK$1,025/mo
Today · 4.125%
HK$34,464
baseline
▲ 0.50% · 4.625%
HK$36,561
+HK$2,097/mo
Deposit HK$2.37M · loan HK$7.11M · min. income ≈ HK$68,928/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$318,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,078
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,046
−HK$982/mo
Today · 4.125%
HK$38,028
baseline
▲ 0.50% · 4.625%
HK$40,032
+HK$2,004/mo
Deposit HK$2.37M · loan HK$7.11M · min. income ≈ HK$76,056/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$318,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,592
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,668
−HK$1,094/mo
Today · 4.125%
HK$36,762
baseline
▲ 0.50% · 4.625%
HK$38,999
+HK$2,237/mo
Deposit HK$1.90M · loan HK$7.59M · min. income ≈ HK$73,524/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$318,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,484
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,516
−HK$1,047/mo
Today · 4.125%
HK$40,563
baseline
▲ 0.50% · 4.625%
HK$42,701
+HK$2,138/mo
Deposit HK$1.90M · loan HK$7.59M · min. income ≈ HK$81,126/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$318,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,754
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$37,898
−HK$1,161/mo
Today · 4.125%
HK$39,059
baseline
▲ 0.50% · 4.625%
HK$41,436
+HK$2,377/mo
Deposit HK$1.42M · loan HK$8.06M · min. income ≈ HK$78,118/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$318,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,889
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,986
−HK$1,112/mo
Today · 4.125%
HK$43,098
baseline
▲ 0.50% · 4.625%
HK$45,370
+HK$2,272/mo
Deposit HK$1.42M · loan HK$8.06M · min. income ≈ HK$86,196/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$318,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,916
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$40,127
−HK$1,230/mo
Today · 4.125%
HK$41,357
baseline
▲ 0.50% · 4.625%
HK$43,873
+HK$2,516/mo
Deposit HK$948K · loan HK$8.53M · min. income ≈ HK$82,714/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$318,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,294
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$44,455
−HK$1,178/mo
Today · 4.125%
HK$45,633
baseline
▲ 0.50% · 4.625%
HK$48,039
+HK$2,406/mo
Deposit HK$948K · loan HK$8.53M · min. income ≈ HK$91,266/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$318,151 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).