▼ 0.50% · 3.625%
HK$16,500
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$17,013
−HK$522/mo
Today · 4.125%
HK$17,535
baseline
▲ 0.50% · 4.625%
HK$18,602
+HK$1,067/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$35,070/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,356
−HK$992/mo
▼ 0.25% · 3.875%
HK$18,848
−HK$500/mo
Today · 4.125%
HK$19,348
baseline
▲ 0.50% · 4.625%
HK$20,368
+HK$1,020/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$38,696/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,150
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$18,715
−HK$573/mo
Today · 4.125%
HK$19,288
baseline
▲ 0.50% · 4.625%
HK$20,462
+HK$1,174/mo
Deposit HK$3.26M · loan HK$3.98M · min. income ≈ HK$38,576/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$217,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,192
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$20,733
−HK$550/mo
Today · 4.125%
HK$21,283
baseline
▲ 0.50% · 4.625%
HK$22,404
+HK$1,121/mo
Deposit HK$3.26M · loan HK$3.98M · min. income ≈ HK$42,566/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$217,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,800
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$20,416
−HK$626/mo
Today · 4.125%
HK$21,042
baseline
▲ 0.50% · 4.625%
HK$22,322
+HK$1,280/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$42,084/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$217,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,027
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$22,618
−HK$599/mo
Today · 4.125%
HK$23,217
baseline
▲ 0.50% · 4.625%
HK$24,441
+HK$1,224/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$46,434/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$217,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,450
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$22,117
−HK$678/mo
Today · 4.125%
HK$22,795
baseline
▲ 0.50% · 4.625%
HK$24,182
+HK$1,387/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$45,590/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$217,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,863
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$24,503
−HK$649/mo
Today · 4.125%
HK$25,152
baseline
▲ 0.50% · 4.625%
HK$26,478
+HK$1,326/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$50,304/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$217,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,100
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$23,818
−HK$731/mo
Today · 4.125%
HK$24,549
baseline
▲ 0.50% · 4.625%
HK$26,042
+HK$1,493/mo
Deposit HK$2.17M · loan HK$5.07M · min. income ≈ HK$49,098/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,698
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$26,388
−HK$699/mo
Today · 4.125%
HK$27,087
baseline
▲ 0.50% · 4.625%
HK$28,515
+HK$1,428/mo
Deposit HK$2.17M · loan HK$5.07M · min. income ≈ HK$54,174/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,750
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$25,520
−HK$782/mo
Today · 4.125%
HK$26,302
baseline
▲ 0.50% · 4.625%
HK$27,902
+HK$1,600/mo
Deposit HK$1.81M · loan HK$5.43M · min. income ≈ HK$52,604/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,534
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$28,272
−HK$750/mo
Today · 4.125%
HK$29,022
baseline
▲ 0.50% · 4.625%
HK$30,551
+HK$1,529/mo
Deposit HK$1.81M · loan HK$5.43M · min. income ≈ HK$58,044/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,400
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$27,221
−HK$834/mo
Today · 4.125%
HK$28,055
baseline
▲ 0.50% · 4.625%
HK$29,763
+HK$1,708/mo
Deposit HK$1.45M · loan HK$5.79M · min. income ≈ HK$56,110/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$217,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,370
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$30,157
−HK$799/mo
Today · 4.125%
HK$30,956
baseline
▲ 0.50% · 4.625%
HK$32,588
+HK$1,632/mo
Deposit HK$1.45M · loan HK$5.79M · min. income ≈ HK$61,912/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$217,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,050
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$28,922
−HK$887/mo
Today · 4.125%
HK$29,809
baseline
▲ 0.50% · 4.625%
HK$31,623
+HK$1,814/mo
Deposit HK$1.09M · loan HK$6.15M · min. income ≈ HK$59,618/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$217,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,205
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$32,042
−HK$849/mo
Today · 4.125%
HK$32,891
baseline
▲ 0.50% · 4.625%
HK$34,625
+HK$1,734/mo
Deposit HK$1.09M · loan HK$6.15M · min. income ≈ HK$65,782/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$217,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,700
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$30,624
−HK$938/mo
Today · 4.125%
HK$31,562
baseline
▲ 0.50% · 4.625%
HK$33,483
+HK$1,921/mo
Deposit HK$724K · loan HK$6.51M · min. income ≈ HK$63,124/mo (50% DSR)
Upfront cash ≈ HK$941K (deposit + AVD stamp duty HK$217,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,041
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$33,927
−HK$899/mo
Today · 4.125%
HK$34,826
baseline
▲ 0.50% · 4.625%
HK$36,662
+HK$1,836/mo
Deposit HK$724K · loan HK$6.51M · min. income ≈ HK$69,652/mo (50% DSR)
Upfront cash ≈ HK$941K (deposit + AVD stamp duty HK$217,081 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).