▼ 0.50% · 3.625%
HK$18,541
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$19,118
−HK$586/mo
Today · 4.125%
HK$19,704
baseline
▲ 0.50% · 4.625%
HK$20,903
+HK$1,199/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$39,408/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$243,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,627
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$21,180
−HK$561/mo
Today · 4.125%
HK$21,741
baseline
▲ 0.50% · 4.625%
HK$22,887
+HK$1,146/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$43,482/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$243,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,395
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$21,030
−HK$644/mo
Today · 4.125%
HK$21,674
baseline
▲ 0.50% · 4.625%
HK$22,993
+HK$1,319/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$43,348/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,689
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,298
−HK$617/mo
Today · 4.125%
HK$23,915
baseline
▲ 0.50% · 4.625%
HK$25,176
+HK$1,261/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$47,830/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,249
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,941
−HK$703/mo
Today · 4.125%
HK$23,644
baseline
▲ 0.50% · 4.625%
HK$25,083
+HK$1,439/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$47,288/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$243,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,752
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,416
−HK$673/mo
Today · 4.125%
HK$26,089
baseline
▲ 0.50% · 4.625%
HK$27,465
+HK$1,376/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$52,178/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$243,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,103
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,853
−HK$762/mo
Today · 4.125%
HK$25,615
baseline
▲ 0.50% · 4.625%
HK$27,173
+HK$1,558/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$51,230/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$243,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,815
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,534
−HK$729/mo
Today · 4.125%
HK$28,263
baseline
▲ 0.50% · 4.625%
HK$29,753
+HK$1,490/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$56,526/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$243,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,957
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$26,765
−HK$820/mo
Today · 4.125%
HK$27,585
baseline
▲ 0.50% · 4.625%
HK$29,264
+HK$1,679/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$55,170/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,877
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,652
−HK$786/mo
Today · 4.125%
HK$30,438
baseline
▲ 0.50% · 4.625%
HK$32,042
+HK$1,604/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$60,876/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,812
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,677
−HK$879/mo
Today · 4.125%
HK$29,556
baseline
▲ 0.50% · 4.625%
HK$31,354
+HK$1,798/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$59,112/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$243,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,940
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,770
−HK$842/mo
Today · 4.125%
HK$32,612
baseline
▲ 0.50% · 4.625%
HK$34,331
+HK$1,719/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$65,224/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$243,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,666
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,588
−HK$938/mo
Today · 4.125%
HK$31,526
baseline
▲ 0.50% · 4.625%
HK$33,444
+HK$1,918/mo
Deposit HK$1.63M · loan HK$6.50M · min. income ≈ HK$63,052/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,003
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$33,888
−HK$898/mo
Today · 4.125%
HK$34,786
baseline
▲ 0.50% · 4.625%
HK$36,619
+HK$1,833/mo
Deposit HK$1.63M · loan HK$6.50M · min. income ≈ HK$69,572/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,520
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,500
−HK$996/mo
Today · 4.125%
HK$33,496
baseline
▲ 0.50% · 4.625%
HK$35,535
+HK$2,039/mo
Deposit HK$1.22M · loan HK$6.91M · min. income ≈ HK$66,992/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,065
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,006
−HK$954/mo
Today · 4.125%
HK$36,960
baseline
▲ 0.50% · 4.625%
HK$38,908
+HK$1,948/mo
Deposit HK$1.22M · loan HK$6.91M · min. income ≈ HK$73,920/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,374
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,412
−HK$1,055/mo
Today · 4.125%
HK$35,467
baseline
▲ 0.50% · 4.625%
HK$37,625
+HK$2,158/mo
Deposit HK$813K · loan HK$7.32M · min. income ≈ HK$70,934/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,128
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$38,124
−HK$1,010/mo
Today · 4.125%
HK$39,134
baseline
▲ 0.50% · 4.625%
HK$41,197
+HK$2,063/mo
Deposit HK$813K · loan HK$7.32M · min. income ≈ HK$78,268/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,934 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).